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Lubbock County · Texas

ZIP code 79364

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 79364 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,135

ZCTA residents

Median income
$55,221

Household, past 12 months

Median home
$89,200

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 79364 sits in Lubbock County, Texas and is home to 7,135 people. Median household income is $55,221, the median home is worth $89,200 and median gross rent is $1,018. 70.1% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Lubbock County

FIPS 48303

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 79364

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,135ZIP 79364 residents
Median household income
$55,221Past 12 months, inflation adjusted
Median home value
$89,200Owner-occupied units
Median gross rent
$1,018Rent plus utilities, monthly
Median age
35.5 yrsAll residents
Homeownership rate
70.1%Owner-occupied households

ZIP 79364 in context

How this area compares with national benchmarks.

ZIP 79364 is a mid-size town in Lubbock County, Texas, with 7,135 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #915 of 1,989 ranked by population — larger than 54% of them. The median age here is 35.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 79364 earn a median of $55,221 a year, 29.7% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 13.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 79364 is valued at $89,200, 70.6% below the national figure, while median gross rent runs $1,018 a month, 27.6% below the national figure, or roughly $12,216 across a full year. A household on the local median income would put about 22.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.6×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 70.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 79364 in context

How 79364 sits inside Lubbock County and Texas.

ZIP 79364 is tabulated inside Lubbock County, Texas, one of 20 ZIP areas the Census publishes for that county and 1,989 across Texas. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 79364 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 79364 reports a median household income of $55,221, 8% below the $60,211 county median, and 19% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $89,200, 48% below the county figure and 54% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,018 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 79364 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 79364 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 79364

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
1.6×Home value ÷ household income
Est. mortgage
$463/mo20% down, 30-yr at 6.75%
Poverty rate
13.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 79364 compares

ZIP 79364 against the median ZIP in Lubbock County and across Texas.

MeasureZIP 79364County medianState medianvs state
Median household income$55,221$60,211$68,103-19%
Median home value$89,200$172,500$194,900-54%
Median gross rent$1,018$1,074$1,105-8%
Population7,1359,4935,317+34%

Medians are computed across the 20 ZIP areas in Lubbock County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 26% of 1,756 state ZIPs

#1,298
Home value

above 9% of 1,705 state ZIPs

#1,549
Population

larger than 54% of 1,989 state ZIPs

#915

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
76006Tarrant County$55,216$286,900$1,344
76103Tarrant County$55,183$186,300$1,119
75476Fannin County$55,263$216,800$983
76872McCulloch County$55,278$192,700$867
77071Harris County$55,147$228,000$1,059
79043Castro County$55,301$62,700$1,036

Nearby ZIP codes

Other ZIP codes filed under Lubbock County.

Adjacent ZIP Codes

Other ZIP codes in Lubbock County, Texas.

ZIP 79364 questions

Common questions about this ZIP code.

Where is ZIP code 79364?
ZIP 79364 lies mostly in Lubbock County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 79364?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 79364 expensive to live in?
Median rent runs $1,018 a month, about 22% of median household income, and the median home is worth $89,200 — -54% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 79364, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.