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Potter County · Texas

ZIP code 79102

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 79102 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,822

ZCTA residents

Median income
$48,551

Household, past 12 months

Median home
$146,500

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 79102 sits in Potter County, Texas and is home to 8,822 people. Median household income is $48,551, the median home is worth $146,500 and median gross rent is $891. 53.8% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Potter County

FIPS 48375

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 79102

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,822ZIP 79102 residents
Median household income
$48,551Past 12 months, inflation adjusted
Median home value
$146,500Owner-occupied units
Median gross rent
$891Rent plus utilities, monthly
Median age
38.9 yrsAll residents
Homeownership rate
53.8%Owner-occupied households

ZIP 79102 in context

How this area compares with national benchmarks.

ZIP 79102 is a mid-size town in Potter County, Texas, with 8,822 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #851 of 1,989 ranked by population — larger than 57% of them. The median age here is 38.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 79102 earn a median of $48,551 a year, 38.2% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 23.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 79102 is valued at $146,500, 51.7% below the national figure, while median gross rent runs $891 a month, 36.6% below the national figure, or roughly $10,692 across a full year. A household on the local median income would put about 22% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 53.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 79102 in context

How 79102 sits inside Potter County and Texas.

ZIP 79102 is tabulated inside Potter County, Texas, one of 11 ZIP areas the Census publishes for that county and 1,989 across Texas. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 79102 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 79102 reports a median household income of $48,551, 12% below the $55,146 county median, and 29% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $146,500, close to the county figure and 25% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $891 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 79102 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 79102 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 79102

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$760/mo20% down, 30-yr at 6.75%
Poverty rate
23.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 79102 compares

ZIP 79102 against the median ZIP in Potter County and across Texas.

MeasureZIP 79102County medianState medianvs state
Median household income$48,551$55,146$68,103-29%
Median home value$146,500$148,550$194,900-25%
Median gross rent$891$1,016$1,105-19%
Population8,8228,8225,317+66%

Medians are computed across the 11 ZIP areas in Potter County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 15% of 1,756 state ZIPs

#1,488
Home value

above 33% of 1,705 state ZIPs

#1,141
Population

larger than 57% of 1,989 state ZIPs

#851

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75853Anderson County$48,542$220,700$748
79556Nolan County$48,582$97,800$855
79356Garza County$48,466$83,100$784
79404Lubbock County$48,642$86,300$958
78655Caldwell County$48,409$223,000$1,012
78146Bee County$48,393$128,100—

Nearby ZIP codes

Other ZIP codes filed under Potter County.

Adjacent ZIP Codes

Other ZIP codes in Potter County, Texas.

ZIP 79102 questions

Common questions about this ZIP code.

Where is ZIP code 79102?
ZIP 79102 lies mostly in Potter County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 79102?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 79102 expensive to live in?
Median rent runs $891 a month, about 22% of median household income, and the median home is worth $146,500 — -25% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 79102, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.