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Hansford County · Texas

ZIP code 79040

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 79040 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,076

ZCTA residents

Median income
$80,625

Household, past 12 months

Median home
$173,600

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 79040 sits in Hansford County, Texas and is home to 2,076 people. Median household income is $80,625, the median home is worth $173,600 and median gross rent is $792. 75.5% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Hansford County

FIPS 48195

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 79040

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,076ZIP 79040 residents
Median household income
$80,625Past 12 months, inflation adjusted
Median home value
$173,600Owner-occupied units
Median gross rent
$792Rent plus utilities, monthly
Median age
33.6 yrsAll residents
Homeownership rate
75.5%Owner-occupied households

ZIP 79040 in context

How this area compares with national benchmarks.

ZIP 79040 is a small town in Hansford County, Texas, with 2,076 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1269 of 1,989 ranked by population — larger than 36% of them. The median age here is 33.6 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 79040 earn a median of $80,625 a year, 2.7% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 4.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 79040 is valued at $173,600, 42.8% below the national figure, while median gross rent runs $792 a month, 43.7% below the national figure, or roughly $9,504 across a full year. A household on the local median income would put about 11.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 75.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 79040 in context

How 79040 sits inside Hansford County and Texas.

ZIP 79040 is tabulated inside Hansford County, Texas, one of 2 ZIP areas the Census publishes for that county and 1,989 across Texas. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 79040 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 79040 reports a median household income of $80,625, 9% above the $74,050 county median, and 18% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $173,600, 12% above the county figure and 11% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $792 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 79040 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 79040 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 79040

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
12%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$901/mo20% down, 30-yr at 6.75%
Poverty rate
4.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 79040 compares

ZIP 79040 against the median ZIP in Hansford County and across Texas.

MeasureZIP 79040County medianState medianvs state
Median household income$80,625$74,050$68,103+18%
Median home value$173,600$154,750$194,900-11%
Median gross rent$792$778$1,105-28%
Population2,0762,6505,317-61%

Medians are computed across the 2 ZIP areas in Hansford County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 69% of 1,756 state ZIPs

#547
Home value

above 43% of 1,705 state ZIPs

#965
Population

larger than 36% of 1,989 state ZIPs

#1,269

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
79382Lubbock County$80,625$245,100$1,349
75410Wood County$80,543$189,100$908
76502Bell County$80,504$252,100$1,411
78133Comal County$80,777$300,100$1,236
75969Angelina County$80,438$155,300$1,068
76548Bell County$80,847$268,000$1,113

Nearby ZIP codes

Other ZIP codes filed under Hansford County.

Adjacent ZIP Codes

Other ZIP codes in Hansford County, Texas.

ZIP 79040 questions

Common questions about this ZIP code.

Where is ZIP code 79040?
ZIP 79040 lies mostly in Hansford County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 79040?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 79040 expensive to live in?
Median rent runs $792 a month, about 12% of median household income, and the median home is worth $173,600 — -11% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 79040, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.