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ZipNumbers

Llano County · Texas

ZIP code 78657

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78657 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
7,061

ZCTA residents

Median income
$93,699

Household, past 12 months

Median home
$470,100

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78657 sits in Llano County, Texas and is home to 7,061 people. Median household income is $93,699, the median home is worth $470,100 and median gross rent is $1,406. 83.2% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Llano County

FIPS 48299

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78657

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
7,061ZIP 78657 residents
Median household income
$93,699Past 12 months, inflation adjusted
Median home value
$470,100Owner-occupied units
Median gross rent
$1,406Rent plus utilities, monthly
Median age
59.8 yrsAll residents
Homeownership rate
83.2%Owner-occupied households

Sales tax in 78657

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
5.0×Home value ÷ household income
Est. mortgage
$2,439/mo20% down, 30-yr at 6.75%
Poverty rate
5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78657 compares

ZIP 78657 against the median ZIP in Llano County and across Texas.

MeasureZIP 78657County medianState medianvs state
Median household income$93,699$60,663$68,103+38%
Median home value$470,100$292,450$194,900+141%
Median gross rent$1,406$958$1,105+27%
Population7,0611,2535,317+33%

Medians are computed across the 8 ZIP areas in Llano County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 81% of 1,756 state ZIPs

#327
Home value

above 93% of 1,705 state ZIPs

#112
Population

larger than 54% of 1,989 state ZIPs

#919

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
76484Palo Pinto County$93,684$158,700
76258Denton County$93,661$320,200$1,224
76272Cooke County$93,583$329,500$964
76082Parker County$93,553$277,900$1,275
79503Jones County$93,542$117,300
79363Lubbock County$93,320$201,200$1,138

Nearby ZIP codes

Other ZIP codes filed under Llano County.

ZIP 78657 questions

Common questions about this ZIP code.

Where is ZIP code 78657?
ZIP 78657 lies mostly in Llano County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78657?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78657 expensive to live in?
Median rent runs $1,406 a month, about 18% of median household income, and the median home is worth $470,100+141% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78657, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.