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ZipNumbers

Guadalupe County · Texas

ZIP code 78638

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78638 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,064

ZCTA residents

Median income
$82,760

Household, past 12 months

Median home
$301,500

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78638 sits in Guadalupe County, Texas and is home to 2,064 people. Median household income is $82,760, the median home is worth $301,500 and median gross rent is $1,252. 83.8% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Guadalupe County

FIPS 48187

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78638

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,064ZIP 78638 residents
Median household income
$82,760Past 12 months, inflation adjusted
Median home value
$301,500Owner-occupied units
Median gross rent
$1,252Rent plus utilities, monthly
Median age
43.9 yrsAll residents
Homeownership rate
83.8%Owner-occupied households

Sales tax in 78638

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,564/mo20% down, 30-yr at 6.75%
Poverty rate
7.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78638 compares

ZIP 78638 against the median ZIP in Guadalupe County and across Texas.

MeasureZIP 78638County medianState medianvs state
Median household income$82,760$82,760$68,103+22%
Median home value$301,500$282,000$194,900+55%
Median gross rent$1,252$1,351$1,105+13%
Population2,0646,9075,317-61%

Medians are computed across the 7 ZIP areas in Guadalupe County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 71% of 1,756 state ZIPs

#504
Home value

above 79% of 1,705 state ZIPs

#354
Population

larger than 36% of 1,989 state ZIPs

#1,271

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75069Collin County$82,804$413,700$1,530
77632Orange County$82,828$184,700$1,037
75102Navarro County$82,863$115,400$1,110
79423Lubbock County$82,906$222,500$1,284
76379Archer County$82,917$138,000$935
76624McLennan County$82,934$147,400$877

Nearby ZIP codes

Other ZIP codes filed under Guadalupe County.

ZIP 78638 questions

Common questions about this ZIP code.

Where is ZIP code 78638?
ZIP 78638 lies mostly in Guadalupe County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78638?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78638 expensive to live in?
Median rent runs $1,252 a month, about 18% of median household income, and the median home is worth $301,500+55% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78638, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.