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Gonzales County · Texas

ZIP code 78632

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78632 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,391

ZCTA residents

Median income
$63,250

Household, past 12 months

Median home
$184,400

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78632 sits in Gonzales County, Texas and is home to 1,391 people. Median household income is $63,250, the median home is worth $184,400 and median gross rent is —. 94.6% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Gonzales County

FIPS 48177

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78632

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,391ZIP 78632 residents
Median household income
$63,250Past 12 months, inflation adjusted
Median home value
$184,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
42.5 yrsAll residents
Homeownership rate
94.6%Owner-occupied households

ZIP 78632 in context

How this area compares with national benchmarks.

ZIP 78632 is a small town in Gonzales County, Texas, with 1,391 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1375 of 1,989 ranked by population — larger than 30% of them. The median age here is 42.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 78632 earn a median of $63,250 a year, 19.5% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 5.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 78632 is valued at $184,400, 39.2% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 94.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

The Census withheld gross rent for ZIP 78632 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 78632 in context

How 78632 sits inside Gonzales County and Texas.

ZIP 78632 is tabulated inside Gonzales County, Texas, one of 9 ZIP areas the Census publishes for that county and 1,989 across Texas. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 78632 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 78632 reports a median household income of $63,250, 19% above the $53,333 county median, and 7% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $184,400, 5% below the county figure and 5% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 78632 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 78632 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 78632

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$957/mo20% down, 30-yr at 6.75%
Poverty rate
5.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78632 compares

ZIP 78632 against the median ZIP in Gonzales County and across Texas.

MeasureZIP 78632County medianState medianvs state
Median household income$63,250$53,333$68,103-7%
Median home value$184,400$193,200$194,900-5%
Median gross rent—$853$1,105—
Population1,3916045,317-74%

Medians are computed across the 9 ZIP areas in Gonzales County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 42% of 1,756 state ZIPs

#1,027
Home value

above 46% of 1,705 state ZIPs

#920
Population

larger than 31% of 1,989 state ZIPs

#1,375

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
77590Galveston County$63,274$168,400$1,179
76446Erath County$63,225$169,000$1,039
75601Gregg County$63,279$193,800$910
79044Hartley County$63,200$193,600$1,538
76014Tarrant County$63,196$217,600$1,516
79029Moore County$63,188$152,800$1,002

Nearby ZIP codes

Other ZIP codes filed under Gonzales County.

Adjacent ZIP Codes

Other ZIP codes in Gonzales County, Texas.

ZIP 78632 questions

Common questions about this ZIP code.

Where is ZIP code 78632?
ZIP 78632 lies mostly in Gonzales County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78632?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78632 expensive to live in?
Median rent runs — a month, and the median home is worth $184,400 — -5% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78632, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.