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Bastrop County · Texas

ZIP code 78602

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78602 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
35,786

ZCTA residents

Median income
$86,976

Household, past 12 months

Median home
$310,300

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78602 sits in Bastrop County, Texas and is home to 35,786 people. Median household income is $86,976, the median home is worth $310,300 and median gross rent is $1,331. 69.5% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Bastrop County

FIPS 48021

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78602

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
35,786ZIP 78602 residents
Median household income
$86,976Past 12 months, inflation adjusted
Median home value
$310,300Owner-occupied units
Median gross rent
$1,331Rent plus utilities, monthly
Median age
38.1 yrsAll residents
Homeownership rate
69.5%Owner-occupied households

ZIP 78602 in context

How this area compares with national benchmarks.

ZIP 78602 is a small city in Bastrop County, Texas, with 35,786 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #283 of 1,989 ranked by population — larger than 85% of them. The median age here is 38.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 78602 earn a median of $86,976 a year, 10.7% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 78602 is valued at $310,300, 2.3% above the national figure, while median gross rent runs $1,331 a month, 5.3% below the national figure, or roughly $15,972 across a full year. A household on the local median income would put about 18.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 69.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 78602 in context

How 78602 sits inside Bastrop County and Texas.

ZIP 78602 is tabulated inside Bastrop County, Texas, one of 8 ZIP areas the Census publishes for that county and 1,989 across Texas. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 78602 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 78602 reports a median household income of $86,976, close to the $88,549 county median, and 28% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $310,300, 22% above the county figure and 59% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,331 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 78602 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 78602 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 78602

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,610/mo20% down, 30-yr at 6.75%
Poverty rate
11.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78602 compares

ZIP 78602 against the median ZIP in Bastrop County and across Texas.

MeasureZIP 78602County medianState medianvs state
Median household income$86,976$88,549$68,103+28%
Median home value$310,300$254,800$194,900+59%
Median gross rent$1,331$1,243$1,105+20%
Population35,7866,7155,317+573%

Medians are computed across the 8 ZIP areas in Bastrop County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 76% of 1,756 state ZIPs

#413
Home value

above 81% of 1,705 state ZIPs

#331
Population

larger than 86% of 1,989 state ZIPs

#283

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75477Lamar County$87,000$200,400$861
78419Nueces County$87,000—$1,851
79118Randall County$87,011$224,000$1,328
76936Schleicher County$86,932$116,000$627
76137Tarrant County$86,886$283,100$1,632
77554Galveston County$87,093$430,500$1,449

Nearby ZIP codes

Other ZIP codes filed under Bastrop County.

Adjacent ZIP Codes

Other ZIP codes in Bastrop County, Texas.

ZIP 78602 questions

Common questions about this ZIP code.

Where is ZIP code 78602?
ZIP 78602 lies mostly in Bastrop County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78602?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78602 expensive to live in?
Median rent runs $1,331 a month, about 18% of median household income, and the median home is worth $310,300 — +59% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78602, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.