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Hidalgo County · Texas

ZIP code 78560

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78560 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,618

ZCTA residents

Median income
$51,739

Household, past 12 months

Median home
$114,400

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78560 sits in Hidalgo County, Texas and is home to 4,618 people. Median household income is $51,739, the median home is worth $114,400 and median gross rent is $776. 53.5% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Hidalgo County

FIPS 48215

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78560

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,618ZIP 78560 residents
Median household income
$51,739Past 12 months, inflation adjusted
Median home value
$114,400Owner-occupied units
Median gross rent
$776Rent plus utilities, monthly
Median age
29.6 yrsAll residents
Homeownership rate
53.5%Owner-occupied households

ZIP 78560 in context

How this area compares with national benchmarks.

ZIP 78560 is a small town in Hidalgo County, Texas, with 4,618 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1045 of 1,989 ranked by population — larger than 47% of them. The median age here is 29.6 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 78560 earn a median of $51,739 a year, 34.1% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 21.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 78560 is valued at $114,400, 62.3% below the national figure, while median gross rent runs $776 a month, 44.8% below the national figure, or roughly $9,312 across a full year. A household on the local median income would put about 18% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 53.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 29.6 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 78560 in context

How 78560 sits inside Hidalgo County and Texas.

ZIP 78560 is tabulated inside Hidalgo County, Texas, one of 29 ZIP areas the Census publishes for that county and 1,989 across Texas. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 78560 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 78560 reports a median household income of $51,739, close to the $51,366 county median, and 24% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $114,400, close to the county figure and 41% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $776 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 78560 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 78560 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 78560

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$594/mo20% down, 30-yr at 6.75%
Poverty rate
21.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78560 compares

ZIP 78560 against the median ZIP in Hidalgo County and across Texas.

MeasureZIP 78560County medianState medianvs state
Median household income$51,739$51,366$68,103-24%
Median home value$114,400$114,400$194,900-41%
Median gross rent$776$876$1,105-30%
Population4,61833,5965,317-13%

Medians are computed across the 29 ZIP areas in Hidalgo County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 20% of 1,756 state ZIPs

#1,399
Home value

above 19% of 1,705 state ZIPs

#1,380
Population

larger than 47% of 1,989 state ZIPs

#1,045

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
79927El Paso County$51,735$125,300$1,070
75975Shelby County$51,714$107,600$892
77320Walker County$51,765$174,400$975
76801Brown County$51,712$138,200$854
76834Coleman County$51,766$87,600$746
78589Hidalgo County$51,662$112,400$926

Nearby ZIP codes

Other ZIP codes filed under Hidalgo County.

Adjacent ZIP Codes

Other ZIP codes in Hidalgo County, Texas.

ZIP 78560 questions

Common questions about this ZIP code.

Where is ZIP code 78560?
ZIP 78560 lies mostly in Hidalgo County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78560?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78560 expensive to live in?
Median rent runs $776 a month, about 18% of median household income, and the median home is worth $114,400 — -41% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78560, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.