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ZipNumbers

Live Oak County · Texas

ZIP code 78022

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 78022 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,694

ZCTA residents

Median income
$56,989

Household, past 12 months

Median home
$140,000

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 78022 sits in Live Oak County, Texas and is home to 4,694 people. Median household income is $56,989, the median home is worth $140,000 and median gross rent is $897. 72.5% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Live Oak County

FIPS 48297

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 78022

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,694ZIP 78022 residents
Median household income
$56,989Past 12 months, inflation adjusted
Median home value
$140,000Owner-occupied units
Median gross rent
$897Rent plus utilities, monthly
Median age
37 yrsAll residents
Homeownership rate
72.5%Owner-occupied households

Sales tax in 78022

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.5×Home value ÷ household income
Est. mortgage
$726/mo20% down, 30-yr at 6.75%
Poverty rate
15.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 78022 compares

ZIP 78022 against the median ZIP in Live Oak County and across Texas.

MeasureZIP 78022County medianState medianvs state
Median household income$56,989$53,904$68,103-16%
Median home value$140,000$150,450$194,900-28%
Median gross rent$897$943$1,105-19%
Population4,6943,8925,317-12%

Medians are computed across the 4 ZIP areas in Live Oak County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 30% of 1,756 state ZIPs

#1,234
Home value

above 30% of 1,705 state ZIPs

#1,194
Population

larger than 48% of 1,989 state ZIPs

#1,036

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
78569Willacy County$57,000$103,200$682
78607Llano County$57,019$352,800
76448Eastland County$56,957$186,900$803
76111Tarrant County$56,944$199,100$1,272
78639Llano County$57,034$249,100$964
79339Lamb County$57,035$76,500$1,019

Nearby ZIP codes

Other ZIP codes filed under Live Oak County.

ZIP 78022 questions

Common questions about this ZIP code.

Where is ZIP code 78022?
ZIP 78022 lies mostly in Live Oak County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 78022?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 78022 expensive to live in?
Median rent runs $897 a month, about 19% of median household income, and the median home is worth $140,000-28% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 78022, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.