
Colorado County · Texas
ZIP code 77434
- Population
- 4,037
- Median income
- $71,964
- Median home
- $106,600
- Sales tax
- 6.25%
ZCTA residents
Household, past 12 months
Owner-occupied value
Texas state rate
Quick answer
ZIP 77434 sits in Colorado County, Texas and is home to 4,037 people. Median household income is $71,964, the median home is worth $106,600 and median gross rent is $1,106. 87.3% of households own their home, and purchases are taxed at 6.25% (Texas state rate).
- County
- Colorado County
- State
- Texas (TX)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 48089
1,989 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 77434
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 4,037ZIP 77434 residents
- Median household income
- $71,964Past 12 months, inflation adjusted
- Median home value
- $106,600Owner-occupied units
- Median gross rent
- $1,106Rent plus utilities, monthly
- Median age
- 38.5 yrsAll residents
- Homeownership rate
- 87.3%Owner-occupied households
ZIP 77434 in context
How this area compares with national benchmarks.
ZIP 77434 is a small town in Colorado County, Texas, with 4,037 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1070 of 1,989 ranked by population — larger than 46% of them. The median age here is 38.5 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 77434 earn a median of $71,964 a year, 8.4% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 11.4% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 77434 is valued at $106,600, 64.9% below the national figure, while median gross rent runs $1,106 a month, 21.3% below the national figure, or roughly $13,272 across a full year. A household on the local median income would put about 18.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.5×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 77434 in context
How 77434 sits inside Colorado County and Texas.
ZIP 77434 is tabulated inside Colorado County, Texas, one of 12 ZIP areas the Census publishes for that county and 1,989 across Texas. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 77434 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 77434 reports a median household income of $71,964, 5% above the $68,679 county median, and 6% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $106,600, 51% below the county figure and 45% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,106 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Texas charges 6.25% statewide, and local governments overlapping 77434 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 77434 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 77434
What a purchase inside this ZIP costs at checkout.
Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 77434 compares
ZIP 77434 against the median ZIP in Colorado County and across Texas.
| Measure | ZIP 77434 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $71,964 | $68,679 | $68,103 | +6% |
| Median home value | $106,600 | $218,950 | $194,900 | -45% |
| Median gross rent | $1,106 | $832 | $1,105 | even |
| Population | 4,037 | 532 | 5,317 | -24% |
Medians are computed across the 12 ZIP areas in Colorado County and the 1989 ZIP areas in Texas.
Statewide rank
Where this ZIP places among all 1989 Texas ZIP areas.
- Income
- #759
- Home value
- #1,438
- Population
- #1,070
richer than 57% of 1,756 state ZIPs
above 16% of 1,705 state ZIPs
larger than 46% of 1,989 state ZIPs
Comparable ZIP codes
Texas ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Colorado County.
Adjacent ZIP Codes
Other ZIP codes in Colorado County, Texas.
ZIP 77434 questions
Common questions about this ZIP code.
- Where is ZIP code 77434?
- ZIP 77434 lies mostly in Colorado County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 77434?
- Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
- Is 77434 expensive to live in?
- Median rent runs $1,106 a month, about 18% of median household income, and the median home is worth $106,600 — -45% against the typical Texas ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Texas Comptroller of Public Accounts — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.