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Montgomery County · Texas

ZIP code 77385

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 77385 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
26,889

ZCTA residents

Median income
$112,798

Household, past 12 months

Median home
$294,900

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 77385 sits in Montgomery County, Texas and is home to 26,889 people. Median household income is $112,798, the median home is worth $294,900 and median gross rent is $1,727. 76.6% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Montgomery County

FIPS 48339

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 77385

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
26,889ZIP 77385 residents
Median household income
$112,798Past 12 months, inflation adjusted
Median home value
$294,900Owner-occupied units
Median gross rent
$1,727Rent plus utilities, monthly
Median age
35.3 yrsAll residents
Homeownership rate
76.6%Owner-occupied households

ZIP 77385 in context

How this area compares with national benchmarks.

ZIP 77385 is a small city in Montgomery County, Texas, with 26,889 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #440 of 1,989 ranked by population — larger than 77% of them. The median age here is 35.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 77385 earn a median of $112,798 a year, 43.6% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 6.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 77385 is valued at $294,900, 2.8% below the national figure, while median gross rent runs $1,727 a month, 22.8% above the national figure, or roughly $20,724 across a full year. A household on the local median income would put about 18.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 76.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 77385 in context

How 77385 sits inside Montgomery County and Texas.

ZIP 77385 is tabulated inside Montgomery County, Texas, one of 22 ZIP areas the Census publishes for that county and 1,989 across Texas. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 77385 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 77385 reports a median household income of $112,798, 29% above the $87,357 county median, and 66% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $294,900, close to the county figure and 51% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,727 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 77385 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 77385 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 77385

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$1,530/mo20% down, 30-yr at 6.75%
Poverty rate
6.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 77385 compares

ZIP 77385 against the median ZIP in Montgomery County and across Texas.

MeasureZIP 77385County medianState medianvs state
Median household income$112,798$87,357$68,103+66%
Median home value$294,900$291,900$194,900+51%
Median gross rent$1,727$1,408$1,105+56%
Population26,88931,1105,317+406%

Medians are computed across the 22 ZIP areas in Montgomery County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 91% of 1,756 state ZIPs

#154
Home value

above 78% of 1,705 state ZIPs

#372
Population

larger than 78% of 1,989 state ZIPs

#440

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75244Dallas County$112,800$578,200$1,918
78615Williamson County$112,805$348,900$817
77560Chambers County$112,602$266,400—
76063Tarrant County$113,177$378,600$1,762
77493Harris County$113,388$321,900$1,806
75167Ellis County$113,409$369,600$1,934

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

Adjacent ZIP Codes

Other ZIP codes in Montgomery County, Texas.

ZIP 77385 questions

Common questions about this ZIP code.

Where is ZIP code 77385?
ZIP 77385 lies mostly in Montgomery County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 77385?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 77385 expensive to live in?
Median rent runs $1,727 a month, about 18% of median household income, and the median home is worth $294,900 — +51% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 77385, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.