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Cooke County · Texas

ZIP code 76238

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 76238 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
504

ZCTA residents

Median income
$112,000

Household, past 12 months

Median home
—

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 76238 sits in Cooke County, Texas and is home to 504 people. Median household income is $112,000, the median home is worth — and median gross rent is $1,292. 63% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Cooke County

FIPS 48097

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 76238

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
504ZIP 76238 residents
Median household income
$112,000Past 12 months, inflation adjusted
Median home value
—Owner-occupied units
Median gross rent
$1,292Rent plus utilities, monthly
Median age
34.9 yrsAll residents
Homeownership rate
63%Owner-occupied households

ZIP 76238 in context

How this area compares with national benchmarks.

ZIP 76238 is a very small community in Cooke County, Texas, with 504 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1601 of 1,989 ranked by population — larger than 19% of them. The median age here is 34.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 76238 earn a median of $112,000 a year, 42.6% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 76238 is valued at not published, while median gross rent runs $1,292 a month, 8.1% below the national figure, or roughly $15,504 across a full year. A household on the local median income would put about 13.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. 63% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 504 residents, a handful of survey responses moves every median on this page. Compare ZIP 76238 against its county rather than against national figures.

The Census withheld home value for ZIP 76238 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 76238 in context

How 76238 sits inside Cooke County and Texas.

ZIP 76238 is tabulated inside Cooke County, Texas, one of 8 ZIP areas the Census publishes for that county and 1,989 across Texas. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 76238 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 76238 reports a median household income of $112,000, 19% above the $94,323 county median, and 64% above the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,292 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 76238 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 76238 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 76238

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
—20% down, 30-yr at 6.75%
Poverty rate
0%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 76238 compares

ZIP 76238 against the median ZIP in Cooke County and across Texas.

MeasureZIP 76238County medianState medianvs state
Median household income$112,000$94,323$68,103+64%
Median home value—$272,900$194,900—
Median gross rent$1,292$1,176$1,105+17%
Population5047395,317-91%

Medians are computed across the 8 ZIP areas in Cooke County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 91% of 1,756 state ZIPs

#157
Home value

Not published

—
Population

larger than 20% of 1,989 state ZIPs

#1,601

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
77447Harris County$111,932$296,200$1,594
77354Montgomery County$112,093$379,700$1,850
79366Lubbock County$111,458$311,600—
77560Chambers County$112,602$266,400—
76249Denton County$111,263$304,300$1,703
78634Williamson County$111,227$334,200$2,024

Nearby ZIP codes

Other ZIP codes filed under Cooke County.

Adjacent ZIP Codes

Other ZIP codes in Cooke County, Texas.

ZIP 76238 questions

Common questions about this ZIP code.

Where is ZIP code 76238?
ZIP 76238 lies mostly in Cooke County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 76238?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 76238 expensive to live in?
Median rent runs $1,292 a month, about 14% of median household income, and the median home is worth — — — against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 76238, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.