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Panola County · Texas

ZIP code 75639

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 75639 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,698

ZCTA residents

Median income
$45,795

Household, past 12 months

Median home
$140,200

Owner-occupied value

Sales tax
6.25%

Texas state rate

Quick answer

ZIP 75639 sits in Panola County, Texas and is home to 2,698 people. Median household income is $45,795, the median home is worth $140,200 and median gross rent is —. 85.6% of households own their home, and purchases are taxed at 6.25% (Texas state rate).

County
Panola County

FIPS 48365

State
Texas (TX)

1,989 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 75639

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,698ZIP 75639 residents
Median household income
$45,795Past 12 months, inflation adjusted
Median home value
$140,200Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
40.4 yrsAll residents
Homeownership rate
85.6%Owner-occupied households

ZIP 75639 in context

How this area compares with national benchmarks.

ZIP 75639 is a small town in Panola County, Texas, with 2,698 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1200 of 1,989 ranked by population — larger than 39% of them. The median age here is 40.4 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 75639 earn a median of $45,795 a year, 41.7% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 75639 is valued at $140,200, 53.8% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.1×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 85.6% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

The Census withheld gross rent for ZIP 75639 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 75639 in context

How 75639 sits inside Panola County and Texas.

ZIP 75639 is tabulated inside Panola County, Texas, one of 6 ZIP areas the Census publishes for that county and 1,989 across Texas. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 75639 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 75639 reports a median household income of $45,795, 28% below the $63,960 county median, and 33% below the $68,103 typical TX ZIP. Owner-occupied homes are valued at a median of $140,200, close to the county figure and 28% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Texas charges 6.25% statewide, and local governments overlapping 75639 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 75639 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 75639

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Texas levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$727/mo20% down, 30-yr at 6.75%
Poverty rate
12.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 75639 compares

ZIP 75639 against the median ZIP in Panola County and across Texas.

MeasureZIP 75639County medianState medianvs state
Median household income$45,795$63,960$68,103-33%
Median home value$140,200$137,800$194,900-28%
Median gross rent—$814$1,105—
Population2,6982,3585,317-49%

Medians are computed across the 6 ZIP areas in Panola County and the 1989 ZIP areas in Texas.

Statewide rank

Where this ZIP places among all 1989 Texas ZIP areas.

Income

richer than 12% of 1,756 state ZIPs

#1,551
Home value

above 30% of 1,705 state ZIPs

#1,191
Population

larger than 40% of 1,989 state ZIPs

#1,200

Comparable ZIP codes

Texas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
75939Polk County$45,767$121,400$707
78119Karnes County$45,694$128,500$1,043
77485Austin County$45,667$198,000$896
75979Tyler County$45,599$122,600$952
76443Callahan County$46,033$112,400$800
78375Jim Wells County$46,060$81,100$733

Nearby ZIP codes

Other ZIP codes filed under Panola County.

Adjacent ZIP Codes

Other ZIP codes in Panola County, Texas.

ZIP 75639 questions

Common questions about this ZIP code.

Where is ZIP code 75639?
ZIP 75639 lies mostly in Panola County, Texas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 75639?
Texas charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 75639 expensive to live in?
Median rent runs — a month, and the median home is worth $140,200 — -28% against the typical Texas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 75639, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.