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Pickett County · Tennessee

ZIP code 38577

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38577 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,315

ZCTA residents

Median income
$42,708

Household, past 12 months

Median home
$109,400

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38577 sits in Pickett County, Tennessee and is home to 1,315 people. Median household income is $42,708, the median home is worth $109,400 and median gross rent is —. 97.9% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Pickett County

FIPS 47137

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38577

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,315ZIP 38577 residents
Median household income
$42,708Past 12 months, inflation adjusted
Median home value
$109,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
36.1 yrsAll residents
Homeownership rate
97.9%Owner-occupied households

ZIP 38577 in context

How this area compares with national benchmarks.

ZIP 38577 is a small town in Pickett County, Tennessee, with 1,315 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #503 of 638 ranked by population — larger than 21% of them. The median age here is 36.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 38577 earn a median of $42,708 a year, 45.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 26.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 38577 is valued at $109,400, 63.9% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 97.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

The Census withheld gross rent for ZIP 38577 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 38577 in context

How 38577 sits inside Pickett County and Tennessee.

ZIP 38577 is tabulated inside Pickett County, Tennessee, one of 2 ZIP areas the Census publishes for that county and 638 across Tennessee. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38577 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38577 reports a median household income of $42,708, 8% below the $46,455 county median, and 28% below the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $109,400, 21% below the county figure and 44% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 38577 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38577 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 38577

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$568/mo20% down, 30-yr at 6.75%
Poverty rate
26.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38577 compares

ZIP 38577 against the median ZIP in Pickett County and across Tennessee.

MeasureZIP 38577County medianState medianvs state
Median household income$42,708$46,455$59,143-28%
Median home value$109,400$138,050$195,100-44%
Median gross rent—$760$885—
Population1,3152,7294,324-70%

Medians are computed across the 2 ZIP areas in Pickett County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 12% of 596 state ZIPs

#525
Home value

above 9% of 589 state ZIPs

#537
Population

larger than 21% of 638 state ZIPs

#503

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
38450Wayne County$42,773$80,300$623
38556Fentress County$42,819$147,300$587
37879Claiborne County$42,848$136,200$749
38115Shelby County$42,931$129,700$1,129
38118Shelby County$42,464$95,700$1,105
38363Decatur County$42,955$105,700$720

Nearby ZIP codes

Other ZIP codes filed under Pickett County.

Adjacent ZIP Codes

Other ZIP codes in Pickett County, Tennessee.

ZIP 38577 questions

Common questions about this ZIP code.

Where is ZIP code 38577?
ZIP 38577 lies mostly in Pickett County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38577?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38577 expensive to live in?
Median rent runs — a month, and the median home is worth $109,400 — -44% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38577, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.