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ZipNumbers

McNairy County · Tennessee

ZIP code 38061

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38061 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,014

ZCTA residents

Median income
$39,261

Household, past 12 months

Median home
$127,700

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38061 sits in McNairy County, Tennessee and is home to 1,014 people. Median household income is $39,261, the median home is worth $127,700 and median gross rent is . 77.9% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
McNairy County

FIPS 47109

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38061

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,014ZIP 38061 residents
Median household income
$39,261Past 12 months, inflation adjusted
Median home value
$127,700Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
42.9 yrsAll residents
Homeownership rate
77.9%Owner-occupied households

Sales tax in 38061

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$663/mo20% down, 30-yr at 6.75%
Poverty rate
17.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38061 compares

ZIP 38061 against the median ZIP in McNairy County and across Tennessee.

MeasureZIP 38061County medianState medianvs state
Median household income$39,261$50,108$59,143-34%
Median home value$127,700$143,500$195,100-35%
Median gross rent$768$885
Population1,0142,6684,324-77%

Medians are computed across the 9 ZIP areas in McNairy County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 8% of 596 state ZIPs

#548
Home value

above 17% of 589 state ZIPs

#487
Population

larger than 17% of 638 state ZIPs

#529

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37711Hawkins County$39,496$115,500$760
37351Hamilton County$38,965$170,100
38231Henry County$38,810$86,800$719
38551Clay County$39,744$121,900$528
38587White County$39,789$202,600
37819Campbell County$39,821$108,300$539

Nearby ZIP codes

Other ZIP codes filed under McNairy County.

ZIP 38061 questions

Common questions about this ZIP code.

Where is ZIP code 38061?
ZIP 38061 lies mostly in McNairy County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38061?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38061 expensive to live in?
Median rent runs a month, and the median home is worth $127,700-35% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38061, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.