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Dyer County · Tennessee

ZIP code 38030

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38030 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
166

ZCTA residents

Median income
$57,393

Household, past 12 months

Median home
$171,400

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38030 sits in Dyer County, Tennessee and is home to 166 people. Median household income is $57,393, the median home is worth $171,400 and median gross rent is $1,261. 42.7% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Dyer County

FIPS 47045

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38030

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
166ZIP 38030 residents
Median household income
$57,393Past 12 months, inflation adjusted
Median home value
$171,400Owner-occupied units
Median gross rent
$1,261Rent plus utilities, monthly
Median age
38.4 yrsAll residents
Homeownership rate
42.7%Owner-occupied households

ZIP 38030 in context

How this area compares with national benchmarks.

ZIP 38030 is a very small community in Dyer County, Tennessee, with 166 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #601 of 638 ranked by population — larger than 5% of them. The median age here is 38.4 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 38030 earn a median of $57,393 a year, 26.9% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 4.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 38030 is valued at $171,400, 43.5% below the national figure, while median gross rent runs $1,261 a month, 10.3% below the national figure, or roughly $15,132 across a full year. A household on the local median income would put about 26.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 42.7% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 166 residents, a handful of survey responses moves every median on this page. Compare ZIP 38030 against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 38030 in context

How 38030 sits inside Dyer County and Tennessee.

ZIP 38030 is tabulated inside Dyer County, Tennessee, one of 6 ZIP areas the Census publishes for that county and 638 across Tennessee. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38030 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38030 reports a median household income of $57,393, close to the $57,393 county median, and 3% below the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $171,400, close to the county figure and 12% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,261 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 38030 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38030 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 38030

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$889/mo20% down, 30-yr at 6.75%
Poverty rate
4.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38030 compares

ZIP 38030 against the median ZIP in Dyer County and across Tennessee.

MeasureZIP 38030County medianState medianvs state
Median household income$57,393$57,393$59,143-3%
Median home value$171,400$171,250$195,100-12%
Median gross rent$1,261$804$885+42%
Population1661874,324-96%

Medians are computed across the 6 ZIP areas in Dyer County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 44% of 596 state ZIPs

#331
Home value

above 39% of 589 state ZIPs

#358
Population

larger than 6% of 638 state ZIPs

#601

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37178Houston County$57,429$144,300$914
38049Fayette County$57,321$149,500$1,060
37030Smith County$57,510$226,000$918
37381Rhea County$57,553$208,600$761
38571Cumberland County$57,561$208,800$836
37387Grundy County$57,188$123,200$393

Nearby ZIP codes

Other ZIP codes filed under Dyer County.

Adjacent ZIP Codes

Other ZIP codes in Dyer County, Tennessee.

ZIP 38030 questions

Common questions about this ZIP code.

Where is ZIP code 38030?
ZIP 38030 lies mostly in Dyer County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38030?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38030 expensive to live in?
Median rent runs $1,261 a month, about 26% of median household income, and the median home is worth $171,400 — -12% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38030, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.