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Hardeman County · Tennessee

ZIP code 38008

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 38008 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
9,351

ZCTA residents

Median income
$43,827

Household, past 12 months

Median home
$123,700

Owner-occupied value

Sales tax
7%

Tennessee state rate

Quick answer

ZIP 38008 sits in Hardeman County, Tennessee and is home to 9,351 people. Median household income is $43,827, the median home is worth $123,700 and median gross rent is $841. 66.5% of households own their home, and purchases are taxed at 7% (Tennessee state rate).

County
Hardeman County

FIPS 47069

State
Tennessee (TN)

638 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 38008

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
9,351ZIP 38008 residents
Median household income
$43,827Past 12 months, inflation adjusted
Median home value
$123,700Owner-occupied units
Median gross rent
$841Rent plus utilities, monthly
Median age
39.8 yrsAll residents
Homeownership rate
66.5%Owner-occupied households

ZIP 38008 in context

How this area compares with national benchmarks.

ZIP 38008 is a mid-size town in Hardeman County, Tennessee, with 9,351 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #214 of 638 ranked by population — larger than 66% of them. The median age here is 39.8 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 38008 earn a median of $43,827 a year, 44.2% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 17.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 38008 is valued at $123,700, 59.2% below the national figure, while median gross rent runs $841 a month, 40.2% below the national figure, or roughly $10,092 across a full year. A household on the local median income would put about 23% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 38008 in context

How 38008 sits inside Hardeman County and Tennessee.

ZIP 38008 is tabulated inside Hardeman County, Tennessee, one of 8 ZIP areas the Census publishes for that county and 638 across Tennessee. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 38008 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 38008 reports a median household income of $43,827, 10% below the $48,560 county median, and 26% below the $59,143 typical TN ZIP. Owner-occupied homes are valued at a median of $123,700, close to the county figure and 37% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $841 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Tennessee charges 7% statewide, and local governments overlapping 38008 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 38008 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 38008

What a purchase inside this ZIP costs at checkout.

Rate applied
7%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$70Before any exemptions

Tennessee levies 7% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$642/mo20% down, 30-yr at 6.75%
Poverty rate
17.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 38008 compares

ZIP 38008 against the median ZIP in Hardeman County and across Tennessee.

MeasureZIP 38008County medianState medianvs state
Median household income$43,827$48,560$59,143-26%
Median home value$123,700$126,750$195,100-37%
Median gross rent$841$831$885-5%
Population9,3511,7084,324+116%

Medians are computed across the 8 ZIP areas in Hardeman County and the 638 ZIP areas in Tennessee.

Statewide rank

Where this ZIP places among all 638 Tennessee ZIP areas.

Income

richer than 14% of 596 state ZIPs

#513
Home value

above 15% of 589 state ZIPs

#498
Population

larger than 66% of 638 state ZIPs

#214

Comparable ZIP codes

Tennessee ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
37019Marshall County$43,889$257,400—
37762Campbell County$43,923$151,400$428
38220Carroll County$43,698$92,400$768
38039Hardeman County$44,063$135,300$824
38341Benton County$44,223$124,300$664
37210Davidson County$43,343$334,800$1,250

Nearby ZIP codes

Other ZIP codes filed under Hardeman County.

Adjacent ZIP Codes

Other ZIP codes in Hardeman County, Tennessee.

ZIP 38008 questions

Common questions about this ZIP code.

Where is ZIP code 38008?
ZIP 38008 lies mostly in Hardeman County, Tennessee. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 38008?
Tennessee charges 7% statewide, plus any county, city or district rate that applies locally.
Is 38008 expensive to live in?
Median rent runs $841 a month, about 23% of median household income, and the median home is worth $123,700 — -37% against the typical Tennessee ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 38008, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.