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Laurens County · South Carolina

ZIP code 29645

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 29645 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,212

ZCTA residents

Median income
$59,643

Household, past 12 months

Median home
$163,700

Owner-occupied value

Sales tax
6%

South Carolina state rate

Quick answer

ZIP 29645 sits in Laurens County, South Carolina and is home to 11,212 people. Median household income is $59,643, the median home is worth $163,700 and median gross rent is $906. 79.5% of households own their home, and purchases are taxed at 6% (South Carolina state rate).

County
Laurens County

FIPS 45059

State
South Carolina (SC)

424 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 29645

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,212ZIP 29645 residents
Median household income
$59,643Past 12 months, inflation adjusted
Median home value
$163,700Owner-occupied units
Median gross rent
$906Rent plus utilities, monthly
Median age
44.2 yrsAll residents
Homeownership rate
79.5%Owner-occupied households

ZIP 29645 in context

How this area compares with national benchmarks.

ZIP 29645 is a mid-size town in Laurens County, South Carolina, with 11,212 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #156 of 424 ranked by population — larger than 63% of them. The median age here is 44.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 29645 earn a median of $59,643 a year, 24.1% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 29645 is valued at $163,700, 46% below the national figure, while median gross rent runs $906 a month, 35.6% below the national figure, or roughly $10,872 across a full year. A household on the local median income would put about 18.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 79.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 29645 in context

How 29645 sits inside Laurens County and South Carolina.

ZIP 29645 is tabulated inside Laurens County, South Carolina, one of 8 ZIP areas the Census publishes for that county and 424 across South Carolina. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 29645 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 29645 reports a median household income of $59,643, 12% above the $53,413 county median, and 4% above the $57,227 typical SC ZIP. Owner-occupied homes are valued at a median of $163,700, 10% above the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $906 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

South Carolina charges 6% statewide, and local governments overlapping 29645 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 29645 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 29645

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

South Carolina levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.7×Home value ÷ household income
Est. mortgage
$849/mo20% down, 30-yr at 6.75%
Poverty rate
16.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 29645 compares

ZIP 29645 against the median ZIP in Laurens County and across South Carolina.

MeasureZIP 29645County medianState medianvs state
Median household income$59,643$53,413$57,227+4%
Median home value$163,700$148,600$166,650-2%
Median gross rent$906$808$930-3%
Population11,2124,4565,352+109%

Medians are computed across the 8 ZIP areas in Laurens County and the 424 ZIP areas in South Carolina.

Statewide rank

Where this ZIP places among all 424 South Carolina ZIP areas.

Income

richer than 54% of 386 state ZIPs

#179
Home value

above 48% of 380 state ZIPs

#196
Population

larger than 63% of 424 state ZIPs

#156

Comparable ZIP codes

South Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
29323Spartanburg County$59,753$187,700$838
29431Berkeley County$59,880$214,400$1,075
29020Kershaw County$59,389$208,800$842
29178Newberry County$59,960$81,900$796
29712Chester County$60,113$199,100—
29720Lancaster County$59,039$212,800$845

Nearby ZIP codes

Other ZIP codes filed under Laurens County.

Adjacent ZIP Codes

Other ZIP codes in Laurens County, South Carolina.

ZIP 29645 questions

Common questions about this ZIP code.

Where is ZIP code 29645?
ZIP 29645 lies mostly in Laurens County, South Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 29645?
South Carolina charges 6% statewide, plus any county, city or district rate that applies locally.
Is 29645 expensive to live in?
Median rent runs $906 a month, about 18% of median household income, and the median home is worth $163,700 — -2% against the typical South Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 29645, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.