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Berkeley County · South Carolina

ZIP code 29492

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 29492 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
19,753

ZCTA residents

Median income
$115,605

Household, past 12 months

Median home
$727,800

Owner-occupied value

Sales tax
9%

Combined state + local

Quick answer

ZIP 29492 sits in Berkeley County, South Carolina and is home to 19,753 people. Median household income is $115,605, the median home is worth $727,800 and median gross rent is $1,924. 60% of households own their home, and purchases are taxed at 9% combined.

County
Berkeley County

FIPS 45015

State
South Carolina (SC)

424 ZIPs covered

Area codes
843, 854

NANPA codes serving this area

Metro area
Charleston

Rate jurisdiction used for tax

The numbers for 29492

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
19,753ZIP 29492 residents
Median household income
$115,605Past 12 months, inflation adjusted
Median home value
$727,800Owner-occupied units
Median gross rent
$1,924Rent plus utilities, monthly
Median age
38.9 yrsAll residents
Homeownership rate
60%Owner-occupied households

ZIP 29492 in context

How this area compares with national benchmarks.

ZIP 29492 is a mid-size town in Berkeley County, South Carolina, with 19,753 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #99 of 424 ranked by population — larger than 76% of them. The median age here is 38.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 29492 earn a median of $115,605 a year, 47.2% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 29492 is valued at $727,800, 139.9% above the national figure, while median gross rent runs $1,924 a month, 36.8% above the national figure, or roughly $23,088 across a full year. A household on the local median income would put about 20% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 60% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 29492 in context

How 29492 sits inside Berkeley County and South Carolina.

ZIP 29492 is tabulated inside Berkeley County, South Carolina, one of 13 ZIP areas the Census publishes for that county and 424 across South Carolina. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 29492 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 29492 reports a median household income of $115,605, 93% above the $59,880 county median, and 102% above the $57,227 typical SC ZIP. Owner-occupied homes are valued at a median of $727,800, 209% above the county figure and 337% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,924 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 29492 carries 9% at the register, assembled from the Charleston jurisdiction stack: the South Carolina state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 29492 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 29492 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 29492

What a purchase inside this ZIP costs at checkout.

Rate applied
9%Charleston jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$90Before any exemptions

This ZIP falls inside the Charleston rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
6.3×Home value ÷ household income
Est. mortgage
$3,776/mo20% down, 30-yr at 6.75%
Poverty rate
5.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 29492 compares

ZIP 29492 against the median ZIP in Berkeley County and across South Carolina.

MeasureZIP 29492County medianState medianvs state
Median household income$115,605$59,880$57,227+102%
Median home value$727,800$235,200$166,650+337%
Median gross rent$1,924$1,441$930+107%
Population19,7536,2875,352+269%

Medians are computed across the 13 ZIP areas in Berkeley County and the 424 ZIP areas in South Carolina.

Statewide rank

Where this ZIP places among all 424 South Carolina ZIP areas.

Income

richer than 97% of 386 state ZIPs

#13
Home value

above 98% of 380 state ZIPs

#7
Population

larger than 77% of 424 state ZIPs

#99

Comparable ZIP codes

South Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
29036Lexington County$116,438$378,100$1,901
29455Charleston County$117,422$499,500$1,489
29707Lancaster County$117,609$439,400$1,687
29715York County$111,323$416,100$1,491
29429Charleston County$107,857$479,300$2,817
29681Greenville County$107,694$325,700$1,615

Nearby ZIP codes

Other ZIP codes filed under Berkeley County.

Adjacent ZIP Codes

Other ZIP codes in Berkeley County, South Carolina.

ZIP 29492 questions

Common questions about this ZIP code.

Where is ZIP code 29492?
ZIP 29492 lies mostly in Berkeley County, South Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 29492?
Purchases are taxed at 9% combined, built from the Charleston jurisdiction stack.
Is 29492 expensive to live in?
Median rent runs $1,924 a month, about 20% of median household income, and the median home is worth $727,800 — +337% against the typical South Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 29492, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.