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Monroe County · Pennsylvania

ZIP code 18344

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 18344 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,472

ZCTA residents

Median income
$85,215

Household, past 12 months

Median home
$171,600

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 18344 sits in Monroe County, Pennsylvania and is home to 3,472 people. Median household income is $85,215, the median home is worth $171,600 and median gross rent is $890. 65.7% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Monroe County

FIPS 42089

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 18344

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,472ZIP 18344 residents
Median household income
$85,215Past 12 months, inflation adjusted
Median home value
$171,600Owner-occupied units
Median gross rent
$890Rent plus utilities, monthly
Median age
47.8 yrsAll residents
Homeownership rate
65.7%Owner-occupied households

ZIP 18344 in context

How this area compares with national benchmarks.

ZIP 18344 is a small town in Monroe County, Pennsylvania, with 3,472 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #751 of 1,833 ranked by population — larger than 59% of them. The median age here is 47.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 18344 earn a median of $85,215 a year, 8.5% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 7.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 18344 is valued at $171,600, 43.4% below the national figure, while median gross rent runs $890 a month, 36.7% below the national figure, or roughly $10,680 across a full year. A household on the local median income would put about 12.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 65.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 18344 in context

How 18344 sits inside Monroe County and Pennsylvania.

ZIP 18344 is tabulated inside Monroe County, Pennsylvania, one of 31 ZIP areas the Census publishes for that county and 1,833 across Pennsylvania. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 18344 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 18344 reports a median household income of $85,215, close to the $87,337 county median, and 22% above the $70,000 typical PA ZIP. Owner-occupied homes are valued at a median of $171,600, 28% below the county figure and 8% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $890 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Pennsylvania charges 6% statewide, and local governments overlapping 18344 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 18344 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 18344

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$890/mo20% down, 30-yr at 6.75%
Poverty rate
7.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 18344 compares

ZIP 18344 against the median ZIP in Monroe County and across Pennsylvania.

MeasureZIP 18344County medianState medianvs state
Median household income$85,215$87,337$70,000+22%
Median home value$171,600$239,800$187,400-8%
Median gross rent$890$1,238$953-7%
Population3,4722,6882,230+56%

Medians are computed across the 31 ZIP areas in Monroe County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 74% of 1,668 state ZIPs

#430
Home value

above 43% of 1,672 state ZIPs

#945
Population

larger than 59% of 1,833 state ZIPs

#751

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
15322Greene County$85,216$96,800$845
17406York County$85,183$218,000$1,362
16343Venango County$85,139$110,700—
18660Luzerne County$85,372$192,300$875
18812Susquehanna County$85,417$238,500$1,019
17855Union County$85,000$210,900$1,116

Nearby ZIP codes

Other ZIP codes filed under Monroe County.

Adjacent ZIP Codes

Other ZIP codes in Monroe County, Pennsylvania.

ZIP 18344 questions

Common questions about this ZIP code.

Where is ZIP code 18344?
ZIP 18344 lies mostly in Monroe County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 18344?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 18344 expensive to live in?
Median rent runs $890 a month, about 13% of median household income, and the median home is worth $171,600 — -8% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 18344, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.