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Snyder County · Pennsylvania

ZIP code 17864

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 17864 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,532

ZCTA residents

Median income
$76,607

Household, past 12 months

Median home
$211,900

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 17864 sits in Snyder County, Pennsylvania and is home to 2,532 people. Median household income is $76,607, the median home is worth $211,900 and median gross rent is $942. 80.1% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Snyder County

FIPS 42109

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 17864

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,532ZIP 17864 residents
Median household income
$76,607Past 12 months, inflation adjusted
Median home value
$211,900Owner-occupied units
Median gross rent
$942Rent plus utilities, monthly
Median age
31.7 yrsAll residents
Homeownership rate
80.1%Owner-occupied households

ZIP 17864 in context

How this area compares with national benchmarks.

ZIP 17864 is a small town in Snyder County, Pennsylvania, with 2,532 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #859 of 1,833 ranked by population — larger than 53% of them. The median age here is 31.7 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 17864 earn a median of $76,607 a year, 2.5% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 13.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 17864 is valued at $211,900, 30.2% below the national figure, while median gross rent runs $942 a month, 33% below the national figure, or roughly $11,304 across a full year. A household on the local median income would put about 14.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 80.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 17864 in context

How 17864 sits inside Snyder County and Pennsylvania.

ZIP 17864 is tabulated inside Snyder County, Pennsylvania, one of 12 ZIP areas the Census publishes for that county and 1,833 across Pennsylvania. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 17864 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 17864 reports a median household income of $76,607, 17% above the $65,666 county median, and 9% above the $70,000 typical PA ZIP. Owner-occupied homes are valued at a median of $211,900, 8% above the county figure and 13% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $942 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Pennsylvania charges 6% statewide, and local governments overlapping 17864 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 17864 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 17864

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,100/mo20% down, 30-yr at 6.75%
Poverty rate
13.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 17864 compares

ZIP 17864 against the median ZIP in Snyder County and across Pennsylvania.

MeasureZIP 17864County medianState medianvs state
Median household income$76,607$65,666$70,000+9%
Median home value$211,900$195,850$187,400+13%
Median gross rent$942$904$953-1%
Population2,5322,0672,230+14%

Medians are computed across the 12 ZIP areas in Snyder County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 63% of 1,668 state ZIPs

#612
Home value

above 60% of 1,672 state ZIPs

#666
Population

larger than 53% of 1,833 state ZIPs

#859

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
15042Beaver County$76,576$231,800$1,598
18626Sullivan County$76,563$268,000$950
17331York County$76,661$228,700$1,127
18923Bucks County$76,469$414,700$2,259
17309York County$76,793$255,300$1,166
18403Lackawanna County$76,401$212,900$940

Nearby ZIP codes

Other ZIP codes filed under Snyder County.

Adjacent ZIP Codes

Other ZIP codes in Snyder County, Pennsylvania.

ZIP 17864 questions

Common questions about this ZIP code.

Where is ZIP code 17864?
ZIP 17864 lies mostly in Snyder County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 17864?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 17864 expensive to live in?
Median rent runs $942 a month, about 15% of median household income, and the median home is worth $211,900 — +13% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 17864, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.