ZIP code 16407

ZIP 16407 is a mid-size town in Erie County, Pennsylvania, with 10,555 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #401 of 1,833 ranked by population — larger than 78% of them. The median age here is 42.8 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 16407 earn a median of $48,962 a year, 37.7% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 21.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 16407 is valued at $127,900, 57.8% below the national figure, while median gross rent runs $694 a month, 50.6% below the national figure, or roughly $8,328 across a full year. A household on the local median income would put about 17% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 16407 is tabulated inside Erie County, Pennsylvania, one of 33 ZIP areas the Census publishes for that county and 1,833 across Pennsylvania. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 16407 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 16407 reports a median household income of $48,962, 29% below the $68,484 county median, and 30% below the $70,000 typical PA ZIP. Owner-occupied homes are valued at a median of $127,900, 23% below the county figure and 32% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $694 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Pennsylvania charges 6% statewide, and local governments overlapping 16407 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 16407 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.