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Armstrong County · Pennsylvania

ZIP code 16249

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 16249 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,757

ZCTA residents

Median income
$76,042

Household, past 12 months

Median home
$154,900

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 16249 sits in Armstrong County, Pennsylvania and is home to 1,757 people. Median household income is $76,042, the median home is worth $154,900 and median gross rent is $1,026. 79.8% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Armstrong County

FIPS 42005

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 16249

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,757ZIP 16249 residents
Median household income
$76,042Past 12 months, inflation adjusted
Median home value
$154,900Owner-occupied units
Median gross rent
$1,026Rent plus utilities, monthly
Median age
50.7 yrsAll residents
Homeownership rate
79.8%Owner-occupied households

ZIP 16249 in context

How this area compares with national benchmarks.

ZIP 16249 is a small town in Armstrong County, Pennsylvania, with 1,757 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #992 of 1,833 ranked by population — larger than 45% of them. The median age here is 50.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 16249 earn a median of $76,042 a year, 3.2% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 7.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 16249 is valued at $154,900, 48.9% below the national figure, while median gross rent runs $1,026 a month, 27% below the national figure, or roughly $12,312 across a full year. A household on the local median income would put about 16.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 79.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 50.7 puts ZIP 16249 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 16249 in context

How 16249 sits inside Armstrong County and Pennsylvania.

ZIP 16249 is tabulated inside Armstrong County, Pennsylvania, one of 27 ZIP areas the Census publishes for that county and 1,833 across Pennsylvania. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 16249 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 16249 reports a median household income of $76,042, 24% above the $61,438 county median, and 9% above the $70,000 typical PA ZIP. Owner-occupied homes are valued at a median of $154,900, 21% above the county figure and 17% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,026 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Pennsylvania charges 6% statewide, and local governments overlapping 16249 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 16249 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 16249

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$804/mo20% down, 30-yr at 6.75%
Poverty rate
7.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 16249 compares

ZIP 16249 against the median ZIP in Armstrong County and across Pennsylvania.

MeasureZIP 16249County medianState medianvs state
Median household income$76,042$61,438$70,000+9%
Median home value$154,900$128,100$187,400-17%
Median gross rent$1,026$732$953+8%
Population1,7571,0992,230-21%

Medians are computed across the 27 ZIP areas in Armstrong County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 62% of 1,668 state ZIPs

#634
Home value

above 36% of 1,672 state ZIPs

#1,077
Population

larger than 46% of 1,833 state ZIPs

#992

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
19512Berks County$76,036$247,500$1,146
18088Northampton County$76,025$241,200$1,236
19114Philadelphia County$76,076$276,400$1,369
18013Northampton County$76,116$245,700$1,088
19555Berks County$75,944$239,600$1,107
16648Blair County$76,149$215,300$1,062

Nearby ZIP codes

Other ZIP codes filed under Armstrong County.

Adjacent ZIP Codes

Other ZIP codes in Armstrong County, Pennsylvania.

ZIP 16249 questions

Common questions about this ZIP code.

Where is ZIP code 16249?
ZIP 16249 lies mostly in Armstrong County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 16249?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 16249 expensive to live in?
Median rent runs $1,026 a month, about 16% of median household income, and the median home is worth $154,900 — -17% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 16249, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.