Skip to content
ZipNumbers
Grid of numbered green mailboxes in an apartment lobby, illustrating ZIP code listings

Somerset County · Pennsylvania

ZIP code 15928

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 15928 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,241

ZCTA residents

Median income
$90,156

Household, past 12 months

Median home
$199,400

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 15928 sits in Somerset County, Pennsylvania and is home to 2,241 people. Median household income is $90,156, the median home is worth $199,400 and median gross rent is $1,338. 89.5% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Somerset County

FIPS 42111

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 15928

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,241ZIP 15928 residents
Median household income
$90,156Past 12 months, inflation adjusted
Median home value
$199,400Owner-occupied units
Median gross rent
$1,338Rent plus utilities, monthly
Median age
55.8 yrsAll residents
Homeownership rate
89.5%Owner-occupied households

ZIP 15928 in context

How this area compares with national benchmarks.

ZIP 15928 is a small town in Somerset County, Pennsylvania, with 2,241 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #914 of 1,833 ranked by population — larger than 50% of them. The median age here is 55.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 15928 earn a median of $90,156 a year, 14.8% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 15928 is valued at $199,400, 34.3% below the national figure, while median gross rent runs $1,338 a month, 4.8% below the national figure, or roughly $16,056 across a full year. A household on the local median income would put about 17.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 89.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 55.8 puts ZIP 15928 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 15928 in context

How 15928 sits inside Somerset County and Pennsylvania.

ZIP 15928 is tabulated inside Somerset County, Pennsylvania, one of 35 ZIP areas the Census publishes for that county and 1,833 across Pennsylvania. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 15928 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 15928 reports a median household income of $90,156, 48% above the $60,972 county median, and 29% above the $70,000 typical PA ZIP. Owner-occupied homes are valued at a median of $199,400, 64% above the county figure and 6% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,338 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Pennsylvania charges 6% statewide, and local governments overlapping 15928 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 15928 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 15928

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$1,035/mo20% down, 30-yr at 6.75%
Poverty rate
5.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 15928 compares

ZIP 15928 against the median ZIP in Somerset County and across Pennsylvania.

MeasureZIP 15928County medianState medianvs state
Median household income$90,156$60,972$70,000+29%
Median home value$199,400$121,450$187,400+6%
Median gross rent$1,338$739$953+40%
Population2,2418672,230even

Medians are computed across the 35 ZIP areas in Somerset County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 79% of 1,668 state ZIPs

#343
Home value

above 55% of 1,672 state ZIPs

#748
Population

larger than 50% of 1,833 state ZIPs

#914

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
17262Franklin County$90,119$221,800$670
15329Washington County$90,114$239,900$909
18055Northampton County$90,087$293,800$1,273
16037Butler County$90,078$331,200$879
15116Allegheny County$90,316$251,100$1,064
18067Northampton County$89,965$265,400$1,244

Nearby ZIP codes

Other ZIP codes filed under Somerset County.

Adjacent ZIP Codes

Other ZIP codes in Somerset County, Pennsylvania.

ZIP 15928 questions

Common questions about this ZIP code.

Where is ZIP code 15928?
ZIP 15928 lies mostly in Somerset County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 15928?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 15928 expensive to live in?
Median rent runs $1,338 a month, about 18% of median household income, and the median home is worth $199,400 — +6% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 15928, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.