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Jefferson County · Pennsylvania

ZIP code 15863

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 15863 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
135

ZCTA residents

Median income
$65,417

Household, past 12 months

Median home
$75,000

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 15863 sits in Jefferson County, Pennsylvania and is home to 135 people. Median household income is $65,417, the median home is worth $75,000 and median gross rent is —. 100% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Jefferson County

FIPS 42065

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 15863

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
135ZIP 15863 residents
Median household income
$65,417Past 12 months, inflation adjusted
Median home value
$75,000Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
43.3 yrsAll residents
Homeownership rate
100%Owner-occupied households

ZIP 15863 in context

How this area compares with national benchmarks.

ZIP 15863 is a very small community in Jefferson County, Pennsylvania, with 135 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1671 of 1,833 ranked by population — larger than 8% of them. The median age here is 43.3 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 15863 earn a median of $65,417 a year, 16.7% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 18.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 15863 is valued at $75,000, 75.3% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 1.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

With 135 residents, a handful of survey responses moves every median on this page. Compare ZIP 15863 against its county rather than against national figures.

The Census withheld gross rent for ZIP 15863 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 15863 in context

How 15863 sits inside Jefferson County and Pennsylvania.

ZIP 15863 is tabulated inside Jefferson County, Pennsylvania, one of 24 ZIP areas the Census publishes for that county and 1,833 across Pennsylvania. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 15863 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 15863 reports a median household income of $65,417, 8% above the $60,842 county median, and 7% below the $70,000 typical PA ZIP. Owner-occupied homes are valued at a median of $75,000, 39% below the county figure and 60% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Pennsylvania charges 6% statewide, and local governments overlapping 15863 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 15863 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 15863

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
1.1×Home value ÷ household income
Est. mortgage
$389/mo20% down, 30-yr at 6.75%
Poverty rate
18.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 15863 compares

ZIP 15863 against the median ZIP in Jefferson County and across Pennsylvania.

MeasureZIP 15863County medianState medianvs state
Median household income$65,417$60,842$70,000-7%
Median home value$75,000$122,250$187,400-60%
Median gross rent—$776$953—
Population1353612,230-94%

Medians are computed across the 24 ZIP areas in Jefferson County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 40% of 1,668 state ZIPs

#1,009
Home value

above 4% of 1,672 state ZIPs

#1,607
Population

larger than 9% of 1,833 state ZIPs

#1,671

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
16255Clarion County$65,357$130,400$831
15935Somerset County$65,481$95,800$913
19136Philadelphia County$65,499$215,000$1,200
16863Clearfield County$65,500$95,000$831
15748Indiana County$65,517$147,000$837
16829Centre County$65,521$178,100$730

Nearby ZIP codes

Other ZIP codes filed under Jefferson County.

Adjacent ZIP Codes

Other ZIP codes in Jefferson County, Pennsylvania.

ZIP 15863 questions

Common questions about this ZIP code.

Where is ZIP code 15863?
ZIP 15863 lies mostly in Jefferson County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 15863?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 15863 expensive to live in?
Median rent runs — a month, and the median home is worth $75,000 — -60% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 15863, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.