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ZipNumbers

Bedford County · Pennsylvania

ZIP code 15521

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 15521 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,961

ZCTA residents

Median income
$57,353

Household, past 12 months

Median home
$192,700

Owner-occupied value

Sales tax
6%

Pennsylvania state rate

Quick answer

ZIP 15521 sits in Bedford County, Pennsylvania and is home to 1,961 people. Median household income is $57,353, the median home is worth $192,700 and median gross rent is $1,056. 91.3% of households own their home, and purchases are taxed at 6% (Pennsylvania state rate).

County
Bedford County

FIPS 42009

State
Pennsylvania (PA)

1,833 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 15521

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,961ZIP 15521 residents
Median household income
$57,353Past 12 months, inflation adjusted
Median home value
$192,700Owner-occupied units
Median gross rent
$1,056Rent plus utilities, monthly
Median age
45.1 yrsAll residents
Homeownership rate
91.3%Owner-occupied households

Sales tax in 15521

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Pennsylvania levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$1,000/mo20% down, 30-yr at 6.75%
Poverty rate
18.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 15521 compares

ZIP 15521 against the median ZIP in Bedford County and across Pennsylvania.

MeasureZIP 15521County medianState medianvs state
Median household income$57,353$58,981$70,000-18%
Median home value$192,700$159,300$187,400+3%
Median gross rent$1,056$761$953+11%
Population1,9611,3282,230-12%

Medians are computed across the 23 ZIP areas in Bedford County and the 1833 ZIP areas in Pennsylvania.

Statewide rank

Where this ZIP places among all 1833 Pennsylvania ZIP areas.

Income

richer than 23% of 1,668 state ZIPs

#1,291
Home value

above 52% of 1,672 state ZIPs

#801
Population

larger than 48% of 1,833 state ZIPs

#959

Comparable ZIP codes

Pennsylvania ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
15618Armstrong County$57,353$115,000$729
18640Luzerne County$57,358$135,200$890
18224Luzerne County$57,361$114,900$922
17801Northumberland County$57,341$140,800$733
16301Venango County$57,368$84,800$809
18848Bradford County$57,391$178,300$883

Nearby ZIP codes

Other ZIP codes filed under Bedford County.

ZIP 15521 questions

Common questions about this ZIP code.

Where is ZIP code 15521?
ZIP 15521 lies mostly in Bedford County, Pennsylvania. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 15521?
Pennsylvania charges 6% statewide, plus any county, city or district rate that applies locally.
Is 15521 expensive to live in?
Median rent runs $1,056 a month, about 22% of median household income, and the median home is worth $192,700+3% against the typical Pennsylvania ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 15521, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.