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Union County · Oregon

ZIP code 97824

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97824 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,923

ZCTA residents

Median income
$74,271

Household, past 12 months

Median home
$363,100

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97824 sits in Union County, Oregon and is home to 1,923 people. Median household income is $74,271, the median home is worth $363,100 and median gross rent is $1,142. 82.7% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Union County

FIPS 41061

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97824

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,923ZIP 97824 residents
Median household income
$74,271Past 12 months, inflation adjusted
Median home value
$363,100Owner-occupied units
Median gross rent
$1,142Rent plus utilities, monthly
Median age
47.2 yrsAll residents
Homeownership rate
82.7%Owner-occupied households

ZIP 97824 in context

How this area compares with national benchmarks.

ZIP 97824 is a small town in Union County, Oregon, with 1,923 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #236 of 428 ranked by population — larger than 44% of them. The median age here is 47.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 97824 earn a median of $74,271 a year, 5.4% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 10.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 97824 is valued at $363,100, 19.7% above the national figure, while median gross rent runs $1,142 a month, 18.8% below the national figure, or roughly $13,704 across a full year. A household on the local median income would put about 18.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 82.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 97824 in context

How 97824 sits inside Union County and Oregon.

ZIP 97824 is tabulated inside Union County, Oregon, one of 7 ZIP areas the Census publishes for that county and 428 across Oregon. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97824 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97824 reports a median household income of $74,271, close to the $74,271 county median, and 4% above the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $363,100, 37% above the county figure and 6% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,142 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97824.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97824 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 97824

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$1,884/mo20% down, 30-yr at 6.75%
Poverty rate
10.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97824 compares

ZIP 97824 against the median ZIP in Union County and across Oregon.

MeasureZIP 97824County medianState medianvs state
Median household income$74,271$74,271$71,485+4%
Median home value$363,100$264,700$385,100-6%
Median gross rent$1,142$1,011$1,183-3%
Population1,9231,9232,452-22%

Medians are computed across the 7 ZIP areas in Union County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 54% of 385 state ZIPs

#179
Home value

above 44% of 379 state ZIPs

#213
Population

larger than 45% of 428 state ZIPs

#236

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97005Washington County$74,306$476,000$1,551
97149Tillamook County$74,318$655,500—
97048Columbia County$74,453$364,300$882
97844Morrow County$73,917$211,600$825
97023Clackamas County$74,701$530,800$1,079
97813Umatilla County$73,688$217,200$868

Nearby ZIP codes

Other ZIP codes filed under Union County.

Adjacent ZIP Codes

Other ZIP codes in Union County, Oregon.

ZIP 97824 questions

Common questions about this ZIP code.

Where is ZIP code 97824?
ZIP 97824 lies mostly in Union County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97824?
Oregon charges 0% statewide.
Is 97824 expensive to live in?
Median rent runs $1,142 a month, about 18% of median household income, and the median home is worth $363,100 — -6% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97824, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.