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ZipNumbers

Lake County · Oregon

ZIP code 97640

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97640 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
160

ZCTA residents

Median income
$61,591

Household, past 12 months

Median home
$225,000

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97640 sits in Lake County, Oregon and is home to 160 people. Median household income is $61,591, the median home is worth $225,000 and median gross rent is . 53.7% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Lake County

FIPS 41037

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97640

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
160ZIP 97640 residents
Median household income
$61,591Past 12 months, inflation adjusted
Median home value
$225,000Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
54.8 yrsAll residents
Homeownership rate
53.7%Owner-occupied households

Sales tax in 97640

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.7×Home value ÷ household income
Est. mortgage
$1,167/mo20% down, 30-yr at 6.75%
Poverty rate
5.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97640 compares

ZIP 97640 against the median ZIP in Lake County and across Oregon.

MeasureZIP 97640County medianState medianvs state
Median household income$61,591$61,265$71,485-14%
Median home value$225,000$223,600$385,100-42%
Median gross rent$829$1,183
Population1602572,452-93%

Medians are computed across the 8 ZIP areas in Lake County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 31% of 385 state ZIPs

#264
Home value

above 10% of 379 state ZIPs

#340
Population

larger than 11% of 428 state ZIPs

#382

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97420Coos County$61,624$282,300$982
97636Lake County$61,667$205,000$464
97484Douglas County$61,719$302,900$679
97731Klamath County$61,739$312,500
97065Sherman County$61,750$203,400$1,133
97030Multnomah County$61,793$418,100$1,604

Nearby ZIP codes

Other ZIP codes filed under Lake County.

ZIP 97640 questions

Common questions about this ZIP code.

Where is ZIP code 97640?
ZIP 97640 lies mostly in Lake County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97640?
Oregon charges 0% statewide.
Is 97640 expensive to live in?
Median rent runs a month, and the median home is worth $225,000-42% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97640, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.