ZIP code 97527

ZIP 97527 is a small city in Josephine County, Oregon, with 36,756 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #32 of 428 ranked by population — larger than 92% of them. The median age here is 47.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 97527 earn a median of $66,396 a year, 15.5% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 97527 is valued at $408,200, 34.5% above the national figure, while median gross rent runs $1,350 a month, 4% below the national figure, or roughly $16,200 across a full year. A household on the local median income would put about 24.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 6.1×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 73.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 6.1× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 97527 is tabulated inside Josephine County, Oregon, one of 10 ZIP areas the Census publishes for that county and 428 across Oregon. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97527 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97527 reports a median household income of $66,396, 29% above the $51,532 county median, and 7% below the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $408,200, 8% above the county figure and 6% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,350 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97527.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97527 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.