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Lincoln County · Oregon

ZIP code 97388

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 97388 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
954

ZCTA residents

Median income
$70,403

Household, past 12 months

Median home
$444,400

Owner-occupied value

Sales tax
0%

Oregon state rate

Quick answer

ZIP 97388 sits in Lincoln County, Oregon and is home to 954 people. Median household income is $70,403, the median home is worth $444,400 and median gross rent is —. 82.9% of households own their home, and purchases are taxed at 0% (Oregon state rate).

County
Lincoln County

FIPS 41041

State
Oregon (OR)

428 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 97388

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
954ZIP 97388 residents
Median household income
$70,403Past 12 months, inflation adjusted
Median home value
$444,400Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
57.8 yrsAll residents
Homeownership rate
82.9%Owner-occupied households

ZIP 97388 in context

How this area compares with national benchmarks.

ZIP 97388 is a very small community in Lincoln County, Oregon, with 954 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #286 of 428 ranked by population — larger than 33% of them. The median age here is 57.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 97388 earn a median of $70,403 a year, 10.4% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 97388 is valued at $444,400, 46.5% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 6.3×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 82.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Home values sit at 6.3× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere. A median age of 57.8 puts ZIP 97388 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 97388 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 97388 in context

How 97388 sits inside Lincoln County and Oregon.

ZIP 97388 is tabulated inside Lincoln County, Oregon, one of 16 ZIP areas the Census publishes for that county and 428 across Oregon. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97388 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 97388 reports a median household income of $70,403, 16% above the $60,591 county median, and close to the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $444,400, 11% above the county figure and 15% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Oregon charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 97388.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97388 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 97388

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Oregon levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
6.3×Home value ÷ household income
Est. mortgage
$2,306/mo20% down, 30-yr at 6.75%
Poverty rate
6.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 97388 compares

ZIP 97388 against the median ZIP in Lincoln County and across Oregon.

MeasureZIP 97388County medianState medianvs state
Median household income$70,403$60,591$71,485-2%
Median home value$444,400$400,350$385,100+15%
Median gross rent—$1,104$1,183—
Population9541,6712,452-61%

Medians are computed across the 16 ZIP areas in Lincoln County and the 428 ZIP areas in Oregon.

Statewide rank

Where this ZIP places among all 428 Oregon ZIP areas.

Income

richer than 48% of 385 state ZIPs

#202
Home value

above 66% of 379 state ZIPs

#129
Population

larger than 33% of 428 state ZIPs

#286

Comparable ZIP codes

Oregon ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
97014Hood River County$70,375$337,700$1,159
97390Lincoln County$70,488$413,200$756
97738Harney County$70,250$199,500$432
97230Multnomah County$70,582$435,800$1,511
97361Polk County$70,625$407,100$1,128
97071Marion County$70,130$316,500$1,382

Nearby ZIP codes

Other ZIP codes filed under Lincoln County.

Adjacent ZIP Codes

Other ZIP codes in Lincoln County, Oregon.

ZIP 97388 questions

Common questions about this ZIP code.

Where is ZIP code 97388?
ZIP 97388 lies mostly in Lincoln County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 97388?
Oregon charges 0% statewide.
Is 97388 expensive to live in?
Median rent runs — a month, and the median home is worth $444,400 — +15% against the typical Oregon ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 97388, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.