
Multnomah County · Oregon
ZIP code 97212
- Population
- 27,573
- Median income
- $128,098
- Median home
- $824,800
- Sales tax
- 0%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 97212 sits in Multnomah County, Oregon and is home to 27,573 people. Median household income is $128,098, the median home is worth $824,800 and median gross rent is $1,790. 65.3% of households own their home, and purchases are taxed at 0% combined.
- County
- Multnomah County
- State
- Oregon (OR)
- Area codes
- 360, 458, 503, 541, 971
FIPS 41051
428 ZIPs covered
NANPA codes serving this area
The numbers for 97212
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 27,573ZIP 97212 residents
- Median household income
- $128,098Past 12 months, inflation adjusted
- Median home value
- $824,800Owner-occupied units
- Median gross rent
- $1,790Rent plus utilities, monthly
- Median age
- 41.4 yrsAll residents
- Homeownership rate
- 65.3%Owner-occupied households
ZIP 97212 in context
How this area compares with national benchmarks.
ZIP 97212 is a small city in Multnomah County, Oregon, with 27,573 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #66 of 428 ranked by population — larger than 84% of them. The median age here is 41.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 97212 earn a median of $128,098 a year, 63.1% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 8% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 97212 is valued at $824,800, 171.9% above the national figure, while median gross rent runs $1,790 a month, 27.3% above the national figure, or roughly $21,480 across a full year. A household on the local median income would put about 16.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 6.4×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 65.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
Home values sit at 6.4× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 97212 in context
How 97212 sits inside Multnomah County and Oregon.
ZIP 97212 is tabulated inside Multnomah County, Oregon, one of 34 ZIP areas the Census publishes for that county and 428 across Oregon. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 97212 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 97212 reports a median household income of $128,098, 52% above the $84,164 county median, and 79% above the $71,485 typical OR ZIP. Owner-occupied homes are valued at a median of $824,800, 38% above the county figure and 114% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,790 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 97212 carries 0% at the register, assembled from the Portland jurisdiction stack: the Oregon state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 97212 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 97212 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 97212
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Portland rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 97212 compares
ZIP 97212 against the median ZIP in Multnomah County and across Oregon.
| Measure | ZIP 97212 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $128,098 | $84,164 | $71,485 | +79% |
| Median home value | $824,800 | $595,900 | $385,100 | +114% |
| Median gross rent | $1,790 | $1,586 | $1,183 | +51% |
| Population | 27,573 | 21,758 | 2,452 | +1025% |
Medians are computed across the 34 ZIP areas in Multnomah County and the 428 ZIP areas in Oregon.
Statewide rank
Where this ZIP places among all 428 Oregon ZIP areas.
- Income
- #13
- Home value
- #5
- Population
- #66
richer than 97% of 385 state ZIPs
above 99% of 379 state ZIPs
larger than 85% of 428 state ZIPs
Comparable ZIP codes
Oregon ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Multnomah County.
Adjacent ZIP Codes
Other ZIP codes in Multnomah County, Oregon.
ZIP 97212 questions
Common questions about this ZIP code.
- Where is ZIP code 97212?
- ZIP 97212 lies mostly in Multnomah County, Oregon. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 97212?
- Purchases are taxed at 0% combined, built from the Portland jurisdiction stack.
- Is 97212 expensive to live in?
- Median rent runs $1,790 a month, about 17% of median household income, and the median home is worth $824,800 — +114% against the typical Oregon ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Oregon Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.