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ZipNumbers

Choctaw County · Oklahoma

ZIP code 74738

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74738 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
385

ZCTA residents

Median income
$39,219

Household, past 12 months

Median home
$76,700

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74738 sits in Choctaw County, Oklahoma and is home to 385 people. Median household income is $39,219, the median home is worth $76,700 and median gross rent is $538. 85.7% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Choctaw County

FIPS 40023

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74738

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
385ZIP 74738 residents
Median household income
$39,219Past 12 months, inflation adjusted
Median home value
$76,700Owner-occupied units
Median gross rent
$538Rent plus utilities, monthly
Median age
48.3 yrsAll residents
Homeownership rate
85.7%Owner-occupied households

Sales tax in 74738

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$398/mo20% down, 30-yr at 6.75%
Poverty rate
27.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74738 compares

ZIP 74738 against the median ZIP in Choctaw County and across Oklahoma.

MeasureZIP 74738County medianState medianvs state
Median household income$39,219$51,500$57,827-32%
Median home value$76,700$120,500$128,900-40%
Median gross rent$538$664$820-34%
Population3851,1261,633-76%

Medians are computed across the 7 ZIP areas in Choctaw County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 5% of 631 state ZIPs

#599
Home value

above 10% of 610 state ZIPs

#547
Population

larger than 21% of 664 state ZIPs

#525

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74901Le Flore County$39,236$67,300$677
73645Beckham County$39,250$84,400$768
74446Wagoner County$39,327$73,300$975
74126Osage County$39,390$61,000$1,043
73951Texas County$39,632$57,600$833
73771Grant County$39,688$625

Nearby ZIP codes

Other ZIP codes filed under Choctaw County.

ZIP 74738 questions

Common questions about this ZIP code.

Where is ZIP code 74738?
ZIP 74738 lies mostly in Choctaw County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74738?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74738 expensive to live in?
Median rent runs $538 a month, about 16% of median household income, and the median home is worth $76,700-40% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74738, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.