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ZipNumbers

Coal County · Oklahoma

ZIP code 74538

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74538 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,933

ZCTA residents

Median income
$48,824

Household, past 12 months

Median home
$93,800

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74538 sits in Coal County, Oklahoma and is home to 3,933 people. Median household income is $48,824, the median home is worth $93,800 and median gross rent is $670. 65.4% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Coal County

FIPS 40029

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74538

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,933ZIP 74538 residents
Median household income
$48,824Past 12 months, inflation adjusted
Median home value
$93,800Owner-occupied units
Median gross rent
$670Rent plus utilities, monthly
Median age
39.2 yrsAll residents
Homeownership rate
65.4%Owner-occupied households

Sales tax in 74538

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
1.9×Home value ÷ household income
Est. mortgage
$487/mo20% down, 30-yr at 6.75%
Poverty rate
22.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74538 compares

ZIP 74538 against the median ZIP in Coal County and across Oklahoma.

MeasureZIP 74538County medianState medianvs state
Median household income$48,824$46,964$57,827-16%
Median home value$93,800$91,500$128,900-27%
Median gross rent$670$750$820-18%
Population3,9332831,633+141%

Medians are computed across the 5 ZIP areas in Coal County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 23% of 631 state ZIPs

#483
Home value

above 20% of 610 state ZIPs

#490
Population

larger than 68% of 664 state ZIPs

#213

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74601Kay County$48,810$94,700$860
74023Payne County$48,859$134,700$759
73011Grady County$48,750$78,300
73658Dewey County$48,750$90,000$1,042
74432McIntosh County$48,967$175,000$817
74346Delaware County$48,974$124,700$792

Nearby ZIP codes

Other ZIP codes filed under Coal County.

ZIP 74538 questions

Common questions about this ZIP code.

Where is ZIP code 74538?
ZIP 74538 lies mostly in Coal County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74538?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74538 expensive to live in?
Median rent runs $670 a month, about 16% of median household income, and the median home is worth $93,800-27% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74538, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.