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ZipNumbers

Ottawa County · Oklahoma

ZIP code 74354

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 74354 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,972

ZCTA residents

Median income
$49,668

Household, past 12 months

Median home
$120,200

Owner-occupied value

Sales tax
4.5%

Oklahoma state rate

Quick answer

ZIP 74354 sits in Ottawa County, Oklahoma and is home to 16,972 people. Median household income is $49,668, the median home is worth $120,200 and median gross rent is $802. 62.8% of households own their home, and purchases are taxed at 4.5% (Oklahoma state rate).

County
Ottawa County

FIPS 40115

State
Oklahoma (OK)

664 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 74354

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,972ZIP 74354 residents
Median household income
$49,668Past 12 months, inflation adjusted
Median home value
$120,200Owner-occupied units
Median gross rent
$802Rent plus utilities, monthly
Median age
35 yrsAll residents
Homeownership rate
62.8%Owner-occupied households

Sales tax in 74354

What a purchase inside this ZIP costs at checkout.

Rate applied
4.5%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$45Before any exemptions

Oklahoma levies 4.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
2.4×Home value ÷ household income
Est. mortgage
$624/mo20% down, 30-yr at 6.75%
Poverty rate
20.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 74354 compares

ZIP 74354 against the median ZIP in Ottawa County and across Oklahoma.

MeasureZIP 74354County medianState medianvs state
Median household income$49,668$48,793$57,827-14%
Median home value$120,200$116,450$128,900-7%
Median gross rent$802$761$820-2%
Population16,9722,6461,633+939%

Medians are computed across the 7 ZIP areas in Ottawa County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 26% of 631 state ZIPs

#469
Home value

above 42% of 610 state ZIPs

#356
Population

larger than 89% of 664 state ZIPs

#76

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74128Tulsa County$49,654$109,100$1,031
74050Creek County$49,688$51,000$735
74129Tulsa County$49,645$141,900$929
74455Muskogee County$49,722$110,200$713
74531Hughes County$49,583$89,200$695
74866Pottawatomie County$49,583$66,700

Nearby ZIP codes

Other ZIP codes filed under Ottawa County.

ZIP 74354 questions

Common questions about this ZIP code.

Where is ZIP code 74354?
ZIP 74354 lies mostly in Ottawa County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 74354?
Oklahoma charges 4.5% statewide, plus any county, city or district rate that applies locally.
Is 74354 expensive to live in?
Median rent runs $802 a month, about 19% of median household income, and the median home is worth $120,200-7% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 74354, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.