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Oklahoma County · Oklahoma

ZIP code 73120

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 73120 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
34,651

ZCTA residents

Median income
$62,942

Household, past 12 months

Median home
$227,600

Owner-occupied value

Sales tax
8.625%

Combined state + local

Quick answer

ZIP 73120 sits in Oklahoma County, Oklahoma and is home to 34,651 people. Median household income is $62,942, the median home is worth $227,600 and median gross rent is $1,045. 52.7% of households own their home, and purchases are taxed at 8.625% combined.

County
Oklahoma County

FIPS 40109

State
Oklahoma (OK)

664 ZIPs covered

Area codes
405

NANPA codes serving this area

Metro area
Oklahoma City

Rate jurisdiction used for tax

The numbers for 73120

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
34,651ZIP 73120 residents
Median household income
$62,942Past 12 months, inflation adjusted
Median home value
$227,600Owner-occupied units
Median gross rent
$1,045Rent plus utilities, monthly
Median age
38.3 yrsAll residents
Homeownership rate
52.7%Owner-occupied households

ZIP 73120 in context

How this area compares with national benchmarks.

ZIP 73120 is a small city in Oklahoma County, Oklahoma, with 34,651 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #15 of 664 ranked by population — larger than 97% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 73120 earn a median of $62,942 a year, 19.9% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 73120 is valued at $227,600, 25% below the national figure, while median gross rent runs $1,045 a month, 25.7% below the national figure, or roughly $12,540 across a full year. A household on the local median income would put about 19.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 52.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 73120 in context

How 73120 sits inside Oklahoma County and Oklahoma.

ZIP 73120 is tabulated inside Oklahoma County, Oklahoma, one of 52 ZIP areas the Census publishes for that county and 664 across Oklahoma. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 73120 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 73120 reports a median household income of $62,942, close to the $64,130 county median, and 9% above the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $227,600, 10% above the county figure and 77% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,045 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 73120 carries 8.625% at the register, assembled from the Oklahoma City jurisdiction stack: the Oklahoma state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 73120 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 73120 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 73120

What a purchase inside this ZIP costs at checkout.

Rate applied
8.625%Oklahoma City jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$86Before any exemptions

This ZIP falls inside the Oklahoma City rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,181/mo20% down, 30-yr at 6.75%
Poverty rate
11.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 73120 compares

ZIP 73120 against the median ZIP in Oklahoma County and across Oklahoma.

MeasureZIP 73120County medianState medianvs state
Median household income$62,942$64,130$57,827+9%
Median home value$227,600$206,900$128,900+77%
Median gross rent$1,045$1,050$820+27%
Population34,65112,8541,633+2022%

Medians are computed across the 52 ZIP areas in Oklahoma County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 66% of 631 state ZIPs

#216
Home value

above 89% of 610 state ZIPs

#66
Population

larger than 98% of 664 state ZIPs

#15

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
73433Garvin County$62,917$133,400$874
74427Cherokee County$62,917$118,800$797
73852Woodward County$63,063$167,400$1,016
73434Stephens County$62,750$155,600$484
73086Murray County$62,600$153,500$885
73554Greer County$62,589$97,300$606

Nearby ZIP codes

Other ZIP codes filed under Oklahoma County.

Adjacent ZIP Codes

Other ZIP codes in Oklahoma County, Oklahoma.

ZIP 73120 questions

Common questions about this ZIP code.

Where is ZIP code 73120?
ZIP 73120 lies mostly in Oklahoma County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 73120?
Purchases are taxed at 8.625% combined, built from the Oklahoma City jurisdiction stack.
Is 73120 expensive to live in?
Median rent runs $1,045 a month, about 20% of median household income, and the median home is worth $227,600 — +77% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 73120, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.