
Oklahoma County · Oklahoma
ZIP code 73120
- Population
- 34,651
- Median income
- $62,942
- Median home
- $227,600
- Sales tax
- 8.625%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 73120 sits in Oklahoma County, Oklahoma and is home to 34,651 people. Median household income is $62,942, the median home is worth $227,600 and median gross rent is $1,045. 52.7% of households own their home, and purchases are taxed at 8.625% combined.
- County
- Oklahoma County
- State
- Oklahoma (OK)
- Area codes
- 405
FIPS 40109
664 ZIPs covered
NANPA codes serving this area
The numbers for 73120
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 34,651ZIP 73120 residents
- Median household income
- $62,942Past 12 months, inflation adjusted
- Median home value
- $227,600Owner-occupied units
- Median gross rent
- $1,045Rent plus utilities, monthly
- Median age
- 38.3 yrsAll residents
- Homeownership rate
- 52.7%Owner-occupied households
ZIP 73120 in context
How this area compares with national benchmarks.
ZIP 73120 is a small city in Oklahoma County, Oklahoma, with 34,651 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #15 of 664 ranked by population — larger than 97% of them. The median age here is 38.3 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 73120 earn a median of $62,942 a year, 19.9% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 11.3% of residents here, below the 12.4% national rate.
The typical owner-occupied home in ZIP 73120 is valued at $227,600, 25% below the national figure, while median gross rent runs $1,045 a month, 25.7% below the national figure, or roughly $12,540 across a full year. A household on the local median income would put about 19.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 52.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 73120 in context
How 73120 sits inside Oklahoma County and Oklahoma.
ZIP 73120 is tabulated inside Oklahoma County, Oklahoma, one of 52 ZIP areas the Census publishes for that county and 664 across Oklahoma. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 73120 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 73120 reports a median household income of $62,942, close to the $64,130 county median, and 9% above the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $227,600, 10% above the county figure and 77% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,045 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 73120 carries 8.625% at the register, assembled from the Oklahoma City jurisdiction stack: the Oklahoma state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 73120 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 73120 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 73120
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Oklahoma City rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 73120 compares
ZIP 73120 against the median ZIP in Oklahoma County and across Oklahoma.
| Measure | ZIP 73120 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $62,942 | $64,130 | $57,827 | +9% |
| Median home value | $227,600 | $206,900 | $128,900 | +77% |
| Median gross rent | $1,045 | $1,050 | $820 | +27% |
| Population | 34,651 | 12,854 | 1,633 | +2022% |
Medians are computed across the 52 ZIP areas in Oklahoma County and the 664 ZIP areas in Oklahoma.
Statewide rank
Where this ZIP places among all 664 Oklahoma ZIP areas.
- Income
- #216
- Home value
- #66
- Population
- #15
richer than 66% of 631 state ZIPs
above 89% of 610 state ZIPs
larger than 98% of 664 state ZIPs
Comparable ZIP codes
Oklahoma ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Oklahoma County.
Adjacent ZIP Codes
Other ZIP codes in Oklahoma County, Oklahoma.
ZIP 73120 questions
Common questions about this ZIP code.
- Where is ZIP code 73120?
- ZIP 73120 lies mostly in Oklahoma County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 73120?
- Purchases are taxed at 8.625% combined, built from the Oklahoma City jurisdiction stack.
- Is 73120 expensive to live in?
- Median rent runs $1,045 a month, about 20% of median household income, and the median home is worth $227,600 — +77% against the typical Oklahoma ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Oklahoma Tax Commission — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.