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Oklahoma County · Oklahoma

ZIP code 73104

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 73104 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,746

ZCTA residents

Median income
$69,886

Household, past 12 months

Median home
$341,300

Owner-occupied value

Sales tax
8.625%

Combined state + local

Quick answer

ZIP 73104 sits in Oklahoma County, Oklahoma and is home to 3,746 people. Median household income is $69,886, the median home is worth $341,300 and median gross rent is $1,536. 15.3% of households own their home, and purchases are taxed at 8.625% combined.

County
Oklahoma County

FIPS 40109

State
Oklahoma (OK)

664 ZIPs covered

Area codes
405

NANPA codes serving this area

Metro area
Oklahoma City

Rate jurisdiction used for tax

The numbers for 73104

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,746ZIP 73104 residents
Median household income
$69,886Past 12 months, inflation adjusted
Median home value
$341,300Owner-occupied units
Median gross rent
$1,536Rent plus utilities, monthly
Median age
29.3 yrsAll residents
Homeownership rate
15.3%Owner-occupied households

ZIP 73104 in context

How this area compares with national benchmarks.

ZIP 73104 is a small town in Oklahoma County, Oklahoma, with 3,746 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #218 of 664 ranked by population — larger than 67% of them. The median age here is 29.3 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 73104 earn a median of $69,886 a year, 11% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 19.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 73104 is valued at $341,300, 12.5% above the national figure, while median gross rent runs $1,536 a month, 9.2% above the national figure, or roughly $18,432 across a full year. A household on the local median income would put about 26.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 15.3% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 29.3 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 73104 in context

How 73104 sits inside Oklahoma County and Oklahoma.

ZIP 73104 is tabulated inside Oklahoma County, Oklahoma, one of 52 ZIP areas the Census publishes for that county and 664 across Oklahoma. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 73104 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 73104 reports a median household income of $69,886, 9% above the $64,130 county median, and 21% above the $57,827 typical OK ZIP. Owner-occupied homes are valued at a median of $341,300, 65% above the county figure and 165% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,536 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 73104 carries 8.625% at the register, assembled from the Oklahoma City jurisdiction stack: the Oklahoma state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 73104 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 73104 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 73104

What a purchase inside this ZIP costs at checkout.

Rate applied
8.625%Oklahoma City jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$86Before any exemptions

This ZIP falls inside the Oklahoma City rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$1,771/mo20% down, 30-yr at 6.75%
Poverty rate
19.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 73104 compares

ZIP 73104 against the median ZIP in Oklahoma County and across Oklahoma.

MeasureZIP 73104County medianState medianvs state
Median household income$69,886$64,130$57,827+21%
Median home value$341,300$206,900$128,900+165%
Median gross rent$1,536$1,050$820+87%
Population3,74612,8541,633+129%

Medians are computed across the 52 ZIP areas in Oklahoma County and the 664 ZIP areas in Oklahoma.

Statewide rank

Where this ZIP places among all 664 Oklahoma ZIP areas.

Income

richer than 75% of 631 state ZIPs

#156
Home value

above 98% of 610 state ZIPs

#10
Population

larger than 67% of 664 state ZIPs

#218

Comparable ZIP codes

Oklahoma ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
74105Tulsa County$69,864$318,500$989
74421Okmulgee County$70,063$171,400$934
73130Oklahoma County$69,617$195,100$1,143
73632Washita County$70,195$109,200$748
74651Noble County$70,250$258,700$529
73647Washita County$69,417$173,800$595

Nearby ZIP codes

Other ZIP codes filed under Oklahoma County.

Adjacent ZIP Codes

Other ZIP codes in Oklahoma County, Oklahoma.

ZIP 73104 questions

Common questions about this ZIP code.

Where is ZIP code 73104?
ZIP 73104 lies mostly in Oklahoma County, Oklahoma. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 73104?
Purchases are taxed at 8.625% combined, built from the Oklahoma City jurisdiction stack.
Is 73104 expensive to live in?
Median rent runs $1,536 a month, about 26% of median household income, and the median home is worth $341,300 — +165% against the typical Oklahoma ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 73104, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.