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ZipNumbers

Paulding County · Ohio

ZIP code 45851

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45851 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
578

ZCTA residents

Median income
$81,917

Household, past 12 months

Median home
$162,900

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45851 sits in Paulding County, Ohio and is home to 578 people. Median household income is $81,917, the median home is worth $162,900 and median gross rent is $575. 88% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Paulding County

FIPS 39125

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45851

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
578ZIP 45851 residents
Median household income
$81,917Past 12 months, inflation adjusted
Median home value
$162,900Owner-occupied units
Median gross rent
$575Rent plus utilities, monthly
Median age
43.8 yrsAll residents
Homeownership rate
88%Owner-occupied households

Sales tax in 45851

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
8%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$845/mo20% down, 30-yr at 6.75%
Poverty rate
6.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45851 compares

ZIP 45851 against the median ZIP in Paulding County and across Ohio.

MeasureZIP 45851County medianState medianvs state
Median household income$81,917$76,741$68,141+20%
Median home value$162,900$122,300$167,500-3%
Median gross rent$575$702$881-35%
Population5789233,633-84%

Medians are computed across the 10 ZIP areas in Paulding County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 73% of 1,145 state ZIPs

#307
Home value

above 46% of 1,132 state ZIPs

#608
Population

larger than 19% of 1,233 state ZIPs

#1,004

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
44627Holmes County$81,895$331,000$788
45236Hamilton County$81,990$218,900$1,155
45103Clermont County$81,837$242,700$1,050
44133Cuyahoga County$81,803$276,200$1,061
43447Wood County$81,786$208,400$1,052
45248Hamilton County$81,731$206,200$1,053

Nearby ZIP codes

Other ZIP codes filed under Paulding County.

ZIP 45851 questions

Common questions about this ZIP code.

Where is ZIP code 45851?
ZIP 45851 lies mostly in Paulding County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45851?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45851 expensive to live in?
Median rent runs $575 a month, about 8% of median household income, and the median home is worth $162,900-3% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45851, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.