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ZipNumbers

Allen County · Ohio

ZIP code 45820

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45820 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
600

ZCTA residents

Median income
$79,643

Household, past 12 months

Median home
$107,900

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45820 sits in Allen County, Ohio and is home to 600 people. Median household income is $79,643, the median home is worth $107,900 and median gross rent is $850. 83.5% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Allen County

FIPS 39003

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45820

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
600ZIP 45820 residents
Median household income
$79,643Past 12 months, inflation adjusted
Median home value
$107,900Owner-occupied units
Median gross rent
$850Rent plus utilities, monthly
Median age
34.9 yrsAll residents
Homeownership rate
83.5%Owner-occupied households

Sales tax in 45820

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
13%Median rent ÷ median income
Price-to-income
1.4×Home value ÷ household income
Est. mortgage
$560/mo20% down, 30-yr at 6.75%
Poverty rate
5.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45820 compares

ZIP 45820 against the median ZIP in Allen County and across Ohio.

MeasureZIP 45820County medianState medianvs state
Median household income$79,643$70,653$68,141+17%
Median home value$107,900$153,700$167,500-36%
Median gross rent$850$877$881-4%
Population6005,8203,633-83%

Medians are computed across the 13 ZIP areas in Allen County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 70% of 1,145 state ZIPs

#338
Home value

above 14% of 1,132 state ZIPs

#977
Population

larger than 19% of 1,233 state ZIPs

#1,000

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
44878Richland County$79,620$181,700$947
45325Montgomery County$79,688$211,900$1,120
44669Stark County$79,485$203,000$892
44010Ashtabula County$79,375$219,500$856
44021Geauga County$79,359$231,500$926
44215Medina County$79,352$202,000$1,138

Nearby ZIP codes

Other ZIP codes filed under Allen County.

ZIP 45820 questions

Common questions about this ZIP code.

Where is ZIP code 45820?
ZIP 45820 lies mostly in Allen County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45820?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45820 expensive to live in?
Median rent runs $850 a month, about 13% of median household income, and the median home is worth $107,900-36% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45820, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.