Montgomery County · Ohio
ZIP code 45414
- Population
- 20,479
- Median income
- $53,824
- Median home
- $163,200
- Sales tax
- 5.75%
ZCTA residents
Household, past 12 months
Owner-occupied value
Ohio state rate
Quick answer
ZIP 45414 sits in Montgomery County, Ohio and is home to 20,479 people. Median household income is $53,824, the median home is worth $163,200 and median gross rent is $867. 67.9% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).
- County
- Montgomery County
- State
- Ohio (OH)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 39113
1,233 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 45414
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 20,479ZIP 45414 residents
- Median household income
- $53,824Past 12 months, inflation adjusted
- Median home value
- $163,200Owner-occupied units
- Median gross rent
- $867Rent plus utilities, monthly
- Median age
- 45.7 yrsAll residents
- Homeownership rate
- 67.9%Owner-occupied households
Sales tax in 45414
What a purchase inside this ZIP costs at checkout.
Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 45414 compares
ZIP 45414 against the median ZIP in Montgomery County and across Ohio.
| Measure | ZIP 45414 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $53,824 | $72,073 | $68,141 | -21% |
| Median home value | $163,200 | $163,200 | $167,500 | -3% |
| Median gross rent | $867 | $948 | $881 | -2% |
| Population | 20,479 | 14,402 | 3,633 | +464% |
Medians are computed across the 32 ZIP areas in Montgomery County and the 1233 ZIP areas in Ohio.
Statewide rank
Where this ZIP places among all 1233 Ohio ZIP areas.
- Income
- #904
- Home value
- #603
- Population
- #204
richer than 21% of 1,145 state ZIPs
above 47% of 1,132 state ZIPs
larger than 83% of 1,233 state ZIPs
Comparable ZIP codes
Ohio ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Montgomery County.
ZIP 45414 questions
Common questions about this ZIP code.
- Where is ZIP code 45414?
- ZIP 45414 lies mostly in Montgomery County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 45414?
- Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
- Is 45414 expensive to live in?
- Median rent runs $867 a month, about 19% of median household income, and the median home is worth $163,200 — -3% against the typical Ohio ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Ohio Department of Taxation — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.