Skip to content
ZipNumbers

Warren County · Ohio

ZIP code 45054

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 45054 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,549

ZCTA residents

Median income
$96,934

Household, past 12 months

Median home
$297,700

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 45054 sits in Warren County, Ohio and is home to 2,549 people. Median household income is $96,934, the median home is worth $297,700 and median gross rent is . 92.5% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Warren County

FIPS 39165

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 45054

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,549ZIP 45054 residents
Median household income
$96,934Past 12 months, inflation adjusted
Median home value
$297,700Owner-occupied units
Median gross rent
Rent plus utilities, monthly
Median age
49.1 yrsAll residents
Homeownership rate
92.5%Owner-occupied households

Sales tax in 45054

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
Median rent ÷ median income
Price-to-income
3.1×Home value ÷ household income
Est. mortgage
$1,545/mo20% down, 30-yr at 6.75%
Poverty rate
2.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 45054 compares

ZIP 45054 against the median ZIP in Warren County and across Ohio.

MeasureZIP 45054County medianState medianvs state
Median household income$96,934$102,583$68,141+42%
Median home value$297,700$312,600$167,500+78%
Median gross rent$1,171$881
Population2,54912,5923,633-30%

Medians are computed across the 12 ZIP areas in Warren County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 88% of 1,145 state ZIPs

#134
Home value

above 92% of 1,132 state ZIPs

#93
Population

larger than 42% of 1,233 state ZIPs

#717

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
45157Clermont County$96,875$232,700$874
43105Fairfield County$96,824$311,200$843
44846Erie County$97,109$235,200$963
45252Hamilton County$96,750$312,900$825
43553Fulton County$96,705$140,000$850
45030Hamilton County$97,228$234,500$1,101

Nearby ZIP codes

Other ZIP codes filed under Warren County.

ZIP 45054 questions

Common questions about this ZIP code.

Where is ZIP code 45054?
ZIP 45054 lies mostly in Warren County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 45054?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 45054 expensive to live in?
Median rent runs a month, and the median home is worth $297,700+78% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 45054, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.