ZIP code 45013

ZIP 45013 is a small city in Butler County, Ohio, with 53,533 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #24 of 1,233 ranked by population — larger than 98% of them. The median age here is 38.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 45013 earn a median of $72,932 a year, 7.1% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 9.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 45013 is valued at $217,200, 28.4% below the national figure, while median gross rent runs $967 a month, 31.2% below the national figure, or roughly $11,604 across a full year. A household on the local median income would put about 15.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 73.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 45013 is tabulated inside Butler County, Ohio, one of 14 ZIP areas the Census publishes for that county and 1,233 across Ohio. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 45013 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 45013 reports a median household income of $72,932, close to the $72,932 county median, and 7% above the $68,141 typical OH ZIP. Owner-occupied homes are valued at a median of $217,200, close to the county figure and 30% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $967 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Ohio charges 5.75% statewide, and local governments overlapping 45013 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 45013 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.