ZIP code 44065

ZIP 44065 is a small town in Geauga County, Ohio, with 3,987 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #592 of 1,233 ranked by population — larger than 52% of them. The median age here is 50.1 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 44065 earn a median of $87,557 a year, 11.5% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 6.4% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 44065 is valued at $283,100, 6.7% below the national figure, while median gross rent runs $851 a month, 39.5% below the national figure, or roughly $10,212 across a full year. A household on the local median income would put about 11.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 93.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 50.1 puts ZIP 44065 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 44065 is tabulated inside Geauga County, Ohio, one of 11 ZIP areas the Census publishes for that county and 1,233 across Ohio. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 44065 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 44065 reports a median household income of $87,557, close to the $85,464 county median, and 28% above the $68,141 typical OH ZIP. Owner-occupied homes are valued at a median of $283,100, 6% above the county figure and 69% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $851 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Ohio charges 5.75% statewide, and local governments overlapping 44065 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 44065 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.