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ZipNumbers

Lorain County · Ohio

ZIP code 44054

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 44054 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
12,733

ZCTA residents

Median income
$73,151

Household, past 12 months

Median home
$177,600

Owner-occupied value

Sales tax
5.75%

Ohio state rate

Quick answer

ZIP 44054 sits in Lorain County, Ohio and is home to 12,733 people. Median household income is $73,151, the median home is worth $177,600 and median gross rent is $1,059. 75.8% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).

County
Lorain County

FIPS 39093

State
Ohio (OH)

1,233 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 44054

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
12,733ZIP 44054 residents
Median household income
$73,151Past 12 months, inflation adjusted
Median home value
$177,600Owner-occupied units
Median gross rent
$1,059Rent plus utilities, monthly
Median age
45.8 yrsAll residents
Homeownership rate
75.8%Owner-occupied households

Sales tax in 44054

What a purchase inside this ZIP costs at checkout.

Rate applied
5.75%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$58Before any exemptions

Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
17%Median rent ÷ median income
Price-to-income
2.4×Home value ÷ household income
Est. mortgage
$922/mo20% down, 30-yr at 6.75%
Poverty rate
9.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 44054 compares

ZIP 44054 against the median ZIP in Lorain County and across Ohio.

MeasureZIP 44054County medianState medianvs state
Median household income$73,151$78,318$68,141+7%
Median home value$177,600$229,000$167,500+6%
Median gross rent$1,059$947$881+20%
Population12,73319,8703,633+250%

Medians are computed across the 15 ZIP areas in Lorain County and the 1233 ZIP areas in Ohio.

Statewide rank

Where this ZIP places among all 1233 Ohio ZIP areas.

Income

richer than 59% of 1,145 state ZIPs

#465
Home value

above 56% of 1,132 state ZIPs

#495
Population

larger than 73% of 1,233 state ZIPs

#334

Comparable ZIP codes

Ohio ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
43950Belmont County$73,135$212,500$916
45245Clermont County$73,135$259,500$1,123
44865Huron County$73,173$142,600$871
45389Champaign County$73,125$95,400$1,049
45832Van Wert County$73,056$150,300$784
44620Carroll County$73,250$198,000$835

Nearby ZIP codes

Other ZIP codes filed under Lorain County.

ZIP 44054 questions

Common questions about this ZIP code.

Where is ZIP code 44054?
ZIP 44054 lies mostly in Lorain County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 44054?
Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
Is 44054 expensive to live in?
Median rent runs $1,059 a month, about 17% of median household income, and the median home is worth $177,600+6% against the typical Ohio ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 44054, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.