
Franklin County · Ohio
ZIP code 43232
- Population
- 46,844
- Median income
- $50,599
- Median home
- $152,700
- Sales tax
- 5.75%
ZCTA residents
Household, past 12 months
Owner-occupied value
Ohio state rate
Quick answer
ZIP 43232 sits in Franklin County, Ohio and is home to 46,844 people. Median household income is $50,599, the median home is worth $152,700 and median gross rent is $1,048. 38.9% of households own their home, and purchases are taxed at 5.75% (Ohio state rate).
- County
- Franklin County
- State
- Ohio (OH)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 39049
1,233 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 43232
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 46,844ZIP 43232 residents
- Median household income
- $50,599Past 12 months, inflation adjusted
- Median home value
- $152,700Owner-occupied units
- Median gross rent
- $1,048Rent plus utilities, monthly
- Median age
- 33.4 yrsAll residents
- Homeownership rate
- 38.9%Owner-occupied households
ZIP 43232 in context
How this area compares with national benchmarks.
ZIP 43232 is a small city in Franklin County, Ohio, with 46,844 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #30 of 1,233 ranked by population — larger than 97% of them. The median age here is 33.4 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 43232 earn a median of $50,599 a year, 35.6% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 18.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in ZIP 43232 is valued at $152,700, 49.7% below the national figure, while median gross rent runs $1,048 a month, 25.5% below the national figure, or roughly $12,576 across a full year. A household on the local median income would put about 24.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 38.9% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 43232 in context
How 43232 sits inside Franklin County and Ohio.
ZIP 43232 is tabulated inside Franklin County, Ohio, one of 43 ZIP areas the Census publishes for that county and 1,233 across Ohio. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 43232 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 43232 reports a median household income of $50,599, 32% below the $74,421 county median, and 26% below the $68,141 typical OH ZIP. Owner-occupied homes are valued at a median of $152,700, 46% below the county figure and 9% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,048 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Ohio charges 5.75% statewide, and local governments overlapping 43232 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 43232 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 43232
What a purchase inside this ZIP costs at checkout.
Ohio levies 5.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 43232 compares
ZIP 43232 against the median ZIP in Franklin County and across Ohio.
| Measure | ZIP 43232 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $50,599 | $74,421 | $68,141 | -26% |
| Median home value | $152,700 | $281,250 | $167,500 | -9% |
| Median gross rent | $1,048 | $1,191 | $881 | +19% |
| Population | 46,844 | 28,431 | 3,633 | +1189% |
Medians are computed across the 43 ZIP areas in Franklin County and the 1233 ZIP areas in Ohio.
Statewide rank
Where this ZIP places among all 1233 Ohio ZIP areas.
- Income
- #967
- Home value
- #694
- Population
- #30
richer than 16% of 1,145 state ZIPs
above 39% of 1,132 state ZIPs
larger than 98% of 1,233 state ZIPs
Comparable ZIP codes
Ohio ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Franklin County.
Adjacent ZIP Codes
Other ZIP codes in Franklin County, Ohio.
ZIP 43232 questions
Common questions about this ZIP code.
- Where is ZIP code 43232?
- ZIP 43232 lies mostly in Franklin County, Ohio. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 43232?
- Ohio charges 5.75% statewide, plus any county, city or district rate that applies locally.
- Is 43232 expensive to live in?
- Median rent runs $1,048 a month, about 25% of median household income, and the median home is worth $152,700 — -9% against the typical Ohio ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Ohio Department of Taxation — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.