
McDowell County · North Carolina
ZIP code 28749
- Population
- 94
- Median income
- —
- Median home
- —
- Sales tax
- 4.75%
ZCTA residents
Household, past 12 months
Owner-occupied value
North Carolina state rate
Quick answer
ZIP 28749 sits in McDowell County, North Carolina and is home to 94 people. Median household income is —, the median home is worth — and median gross rent is —. 100% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).
- County
- McDowell County
- State
- North Carolina (NC)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 37111
853 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 28749
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 94ZIP 28749 residents
- Median household income
- —Past 12 months, inflation adjusted
- Median home value
- —Owner-occupied units
- Median gross rent
- —Rent plus utilities, monthly
- Median age
- —All residents
- Homeownership rate
- 100%Owner-occupied households
ZIP 28749 in context
How this area compares with national benchmarks.
ZIP 28749 is a very small community in McDowell County, North Carolina, with 94 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #806 of 853 ranked by population — larger than 5% of them. The median age here is not published. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 28749 earn a median of not published a year. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 0% of residents here, less than half the 12.4% national rate.
The typical owner-occupied home in ZIP 28749 is valued at not published, while median gross rent runs not published a month. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
With 94 residents, a handful of survey responses moves every median on this page. Compare ZIP 28749 against its county rather than against national figures.
The Census withheld household income, home value, gross rent for ZIP 28749 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.
Reading ZIP 28749 in context
How 28749 sits inside McDowell County and North Carolina.
ZIP 28749 is tabulated inside McDowell County, North Carolina, one of 4 ZIP areas the Census publishes for that county and 853 across North Carolina. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 28749 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 28749 reports a median household income of not published. Owner-occupied homes are valued at a median of not published. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.
North Carolina charges 4.75% statewide, and local governments overlapping 28749 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 28749 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 28749
What a purchase inside this ZIP costs at checkout.
North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 28749 compares
ZIP 28749 against the median ZIP in McDowell County and across North Carolina.
| Measure | ZIP 28749 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | — | $55,036 | $62,646 | — |
| Median home value | — | $171,600 | $203,100 | — |
| Median gross rent | — | $757 | $941 | — |
| Population | 94 | 7,095 | 5,300 | -98% |
Medians are computed across the 4 ZIP areas in McDowell County and the 853 ZIP areas in North Carolina.
Statewide rank
Where this ZIP places among all 853 North Carolina ZIP areas.
- Income
- —
- Home value
- —
- Population
- #806
Not published
Not published
larger than 6% of 853 state ZIPs
Nearby ZIP codes
Other ZIP codes filed under McDowell County.
Adjacent ZIP Codes
Other ZIP codes in McDowell County, North Carolina.
ZIP 28749 questions
Common questions about this ZIP code.
- Where is ZIP code 28749?
- ZIP 28749 lies mostly in McDowell County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 28749?
- North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
- Is 28749 expensive to live in?
- Median rent runs — a month, and the median home is worth — — — against the typical North Carolina ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- North Carolina Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.