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ZipNumbers

Catawba County · North Carolina

ZIP code 28609

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28609 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
6,617

ZCTA residents

Median income
$81,756

Household, past 12 months

Median home
$229,000

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28609 sits in Catawba County, North Carolina and is home to 6,617 people. Median household income is $81,756, the median home is worth $229,000 and median gross rent is $1,090. 86.4% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
Catawba County

FIPS 37035

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28609

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
6,617ZIP 28609 residents
Median household income
$81,756Past 12 months, inflation adjusted
Median home value
$229,000Owner-occupied units
Median gross rent
$1,090Rent plus utilities, monthly
Median age
42.4 yrsAll residents
Homeownership rate
86.4%Owner-occupied households

Sales tax in 28609

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
16%Median rent ÷ median income
Price-to-income
2.8×Home value ÷ household income
Est. mortgage
$1,188/mo20% down, 30-yr at 6.75%
Poverty rate
10.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28609 compares

ZIP 28609 against the median ZIP in Catawba County and across North Carolina.

MeasureZIP 28609County medianState medianvs state
Median household income$81,756$67,839$62,646+31%
Median home value$229,000$209,800$203,100+13%
Median gross rent$1,090$933$941+16%
Population6,61713,0825,300+25%

Medians are computed across the 9 ZIP areas in Catawba County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 81% of 766 state ZIPs

#147
Home value

above 60% of 763 state ZIPs

#307
Population

larger than 54% of 853 state ZIPs

#390

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
27597Wake County$81,862$272,000$985
27302Alamance County$81,875$275,400$1,130
28584Carteret County$81,574$308,000$1,300
27609Wake County$81,538$441,100$1,393
27616Wake County$81,534$314,800$1,514
27301Guilford County$82,116$227,200$1,630

Nearby ZIP codes

Other ZIP codes filed under Catawba County.

ZIP 28609 questions

Common questions about this ZIP code.

Where is ZIP code 28609?
ZIP 28609 lies mostly in Catawba County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28609?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28609 expensive to live in?
Median rent runs $1,090 a month, about 16% of median household income, and the median home is worth $229,000+13% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28609, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.