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ZipNumbers

Cumberland County · North Carolina

ZIP code 28314

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 28314 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
56,200

ZCTA residents

Median income
$60,036

Household, past 12 months

Median home
$172,000

Owner-occupied value

Sales tax
4.75%

North Carolina state rate

Quick answer

ZIP 28314 sits in Cumberland County, North Carolina and is home to 56,200 people. Median household income is $60,036, the median home is worth $172,000 and median gross rent is $1,197. 46.8% of households own their home, and purchases are taxed at 4.75% (North Carolina state rate).

County
Cumberland County

FIPS 37051

State
North Carolina (NC)

853 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 28314

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
56,200ZIP 28314 residents
Median household income
$60,036Past 12 months, inflation adjusted
Median home value
$172,000Owner-occupied units
Median gross rent
$1,197Rent plus utilities, monthly
Median age
31.2 yrsAll residents
Homeownership rate
46.8%Owner-occupied households

Sales tax in 28314

What a purchase inside this ZIP costs at checkout.

Rate applied
4.75%State base rate only
Tax on $100
$5Rounded to the dollar
Tax on $1,000
$48Before any exemptions

North Carolina levies 4.75% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
2.9×Home value ÷ household income
Est. mortgage
$892/mo20% down, 30-yr at 6.75%
Poverty rate
17.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 28314 compares

ZIP 28314 against the median ZIP in Cumberland County and across North Carolina.

MeasureZIP 28314County medianState medianvs state
Median household income$60,036$63,384$62,646-4%
Median home value$172,000$195,700$203,100-15%
Median gross rent$1,197$1,111$941+27%
Population56,20014,3525,300+960%

Medians are computed across the 17 ZIP areas in Cumberland County and the 853 ZIP areas in North Carolina.

Statewide rank

Where this ZIP places among all 853 North Carolina ZIP areas.

Income

richer than 44% of 766 state ZIPs

#428
Home value

above 35% of 763 state ZIPs

#495
Population

larger than 98% of 853 state ZIPs

#20

Comparable ZIP codes

North Carolina ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
28311Cumberland County$60,033$195,700$1,122
28716Haywood County$60,008$223,600$961
28034Gaston County$59,969$221,000$841
27985Perquimans County$60,114$87,800$1,203
27534Wayne County$59,950$187,700$1,106
28128Stanly County$59,941$179,700$828

Nearby ZIP codes

Other ZIP codes filed under Cumberland County.

ZIP 28314 questions

Common questions about this ZIP code.

Where is ZIP code 28314?
ZIP 28314 lies mostly in Cumberland County, North Carolina. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 28314?
North Carolina charges 4.75% statewide, plus any county, city or district rate that applies locally.
Is 28314 expensive to live in?
Median rent runs $1,197 a month, about 24% of median household income, and the median home is worth $172,000-15% against the typical North Carolina ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 28314, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.