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ZipNumbers

Steuben County · New York

ZIP code 14870

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 14870 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,086

ZCTA residents

Median income
$88,514

Household, past 12 months

Median home
$164,000

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 14870 sits in Steuben County, New York and is home to 10,086 people. Median household income is $88,514, the median home is worth $164,000 and median gross rent is $1,128. 74.9% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Steuben County

FIPS 36101

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 14870

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,086ZIP 14870 residents
Median household income
$88,514Past 12 months, inflation adjusted
Median home value
$164,000Owner-occupied units
Median gross rent
$1,128Rent plus utilities, monthly
Median age
41.8 yrsAll residents
Homeownership rate
74.9%Owner-occupied households

Sales tax in 14870

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
1.9×Home value ÷ household income
Est. mortgage
$851/mo20% down, 30-yr at 6.75%
Poverty rate
8.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 14870 compares

ZIP 14870 against the median ZIP in Steuben County and across New York.

MeasureZIP 14870County medianState medianvs state
Median household income$88,514$64,722$79,429+11%
Median home value$164,000$115,350$232,800-30%
Median gross rent$1,128$871$1,125even
Population10,0861,7192,819+258%

Medians are computed across the 28 ZIP areas in Steuben County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 61% of 1,625 state ZIPs

#635
Home value

above 29% of 1,631 state ZIPs

#1,165
Population

larger than 72% of 1,824 state ZIPs

#517

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
10922Orange County$88,516$381,500$1,403
12508Dutchess County$88,510$401,500$1,700
14874Steuben County$88,500$132,500$1,607
14467Monroe County$88,548$212,000$1,139
13363Oneida County$88,427$183,500
12546Dutchess County$88,603$317,200$1,277

Nearby ZIP codes

Other ZIP codes filed under Steuben County.

ZIP 14870 questions

Common questions about this ZIP code.

Where is ZIP code 14870?
ZIP 14870 lies mostly in Steuben County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 14870?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 14870 expensive to live in?
Median rent runs $1,128 a month, about 15% of median household income, and the median home is worth $164,000-30% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 14870, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.