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Tioga County · New York

ZIP code 13827

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 13827 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,713

ZCTA residents

Median income
$70,796

Household, past 12 months

Median home
$142,600

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 13827 sits in Tioga County, New York and is home to 11,713 people. Median household income is $70,796, the median home is worth $142,600 and median gross rent is $901. 69% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Tioga County

FIPS 36107

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 13827

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,713ZIP 13827 residents
Median household income
$70,796Past 12 months, inflation adjusted
Median home value
$142,600Owner-occupied units
Median gross rent
$901Rent plus utilities, monthly
Median age
42.9 yrsAll residents
Homeownership rate
69%Owner-occupied households

ZIP 13827 in context

How this area compares with national benchmarks.

ZIP 13827 is a mid-size town in Tioga County, New York, with 11,713 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #482 of 1,824 ranked by population — larger than 73% of them. The median age here is 42.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 13827 earn a median of $70,796 a year, 9.9% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 17.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 13827 is valued at $142,600, 53% below the national figure, while median gross rent runs $901 a month, 35.9% below the national figure, or roughly $10,812 across a full year. A household on the local median income would put about 15.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 69% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 13827 in context

How 13827 sits inside Tioga County and New York.

ZIP 13827 is tabulated inside Tioga County, New York, one of 12 ZIP areas the Census publishes for that county and 1,826 across New York. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 13827 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 13827 reports a median household income of $70,796, 3% above the $68,570 county median, and 11% below the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $142,600, 3% above the county figure and 39% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $901 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 13827 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 13827 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 13827

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.0×Home value ÷ household income
Est. mortgage
$740/mo20% down, 30-yr at 6.75%
Poverty rate
17.3%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 13827 compares

ZIP 13827 against the median ZIP in Tioga County and across New York.

MeasureZIP 13827County medianState medianvs state
Median household income$70,796$68,570$79,429-11%
Median home value$142,600$138,900$232,800-39%
Median gross rent$901$951$1,125-20%
Population11,7132,6032,819+316%

Medians are computed across the 12 ZIP areas in Tioga County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 36% of 1,625 state ZIPs

#1,046
Home value

above 20% of 1,631 state ZIPs

#1,310
Population

larger than 74% of 1,824 state ZIPs

#482

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
13367Lewis County$70,781$170,700$790
12160Schoharie County$70,833$159,800$1,069
12865Washington County$70,868$170,300$952
12920Franklin County$70,714$127,300$945
10952Rockland County$70,696$786,300$1,715
14469Ontario County$70,914$188,700$874

Nearby ZIP codes

Other ZIP codes filed under Tioga County.

Adjacent ZIP Codes

Other ZIP codes in Tioga County, New York.

ZIP 13827 questions

Common questions about this ZIP code.

Where is ZIP code 13827?
ZIP 13827 lies mostly in Tioga County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 13827?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 13827 expensive to live in?
Median rent runs $901 a month, about 15% of median household income, and the median home is worth $142,600 — -39% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 13827, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.