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Broome County · New York

ZIP code 13813

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 13813 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,148

ZCTA residents

Median income
$83,952

Household, past 12 months

Median home
$183,500

Owner-occupied value

Sales tax
4%

New York state rate

Quick answer

ZIP 13813 sits in Broome County, New York and is home to 1,148 people. Median household income is $83,952, the median home is worth $183,500 and median gross rent is —. 97.1% of households own their home, and purchases are taxed at 4% (New York state rate).

County
Broome County

FIPS 36007

State
New York (NY)

1,826 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 13813

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,148ZIP 13813 residents
Median household income
$83,952Past 12 months, inflation adjusted
Median home value
$183,500Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
28.8 yrsAll residents
Homeownership rate
97.1%Owner-occupied households

ZIP 13813 in context

How this area compares with national benchmarks.

ZIP 13813 is a small town in Broome County, New York, with 1,148 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1256 of 1,824 ranked by population — larger than 31% of them. The median age here is 28.8 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 13813 earn a median of $83,952 a year, 6.9% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 0.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 13813 is valued at $183,500, 39.5% below the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 2.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 97.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 28.8 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

The Census withheld gross rent for ZIP 13813 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 13813 in context

How 13813 sits inside Broome County and New York.

ZIP 13813 is tabulated inside Broome County, New York, one of 22 ZIP areas the Census publishes for that county and 1,826 across New York. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 13813 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 13813 reports a median household income of $83,952, 36% above the $61,623 county median, and 6% above the $79,429 typical NY ZIP. Owner-occupied homes are valued at a median of $183,500, 35% above the county figure and 21% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

New York charges 4% statewide, and local governments overlapping 13813 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 13813 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 13813

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

New York levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
2.2×Home value ÷ household income
Est. mortgage
$952/mo20% down, 30-yr at 6.75%
Poverty rate
0.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 13813 compares

ZIP 13813 against the median ZIP in Broome County and across New York.

MeasureZIP 13813County medianState medianvs state
Median household income$83,952$61,623$79,429+6%
Median home value$183,500$135,800$232,800-21%
Median gross rent—$884$1,125—
Population1,1483,6952,819-59%

Medians are computed across the 22 ZIP areas in Broome County and the 1826 ZIP areas in New York.

Statewide rank

Where this ZIP places among all 1826 New York ZIP areas.

Income

richer than 56% of 1,625 state ZIPs

#723
Home value

above 36% of 1,631 state ZIPs

#1,041
Population

larger than 31% of 1,824 state ZIPs

#1,256

Comparable ZIP codes

New York ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
12083Greene County$84,004$265,400$833
12871Saratoga County$83,775$246,900$1,103
12470Greene County$84,155$220,100$944
14033Erie County$84,167$293,400$1,077
10553Westchester County$84,173$490,000$1,771
12721Sullivan County$84,188$307,800$1,432

Nearby ZIP codes

Other ZIP codes filed under Broome County.

Adjacent ZIP Codes

Other ZIP codes in Broome County, New York.

ZIP 13813 questions

Common questions about this ZIP code.

Where is ZIP code 13813?
ZIP 13813 lies mostly in Broome County, New York. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 13813?
New York charges 4% statewide, plus any county, city or district rate that applies locally.
Is 13813 expensive to live in?
Median rent runs — a month, and the median home is worth $183,500 — -21% against the typical New York ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 13813, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.